Middle Market Commercial Loan Officer

MRINetwork; Houston (TX); Vor Ort; USD 80.000 - 110.000; Vollzeit

Zusammenfassung

MRINetwork in Houston, Texas is looking for an experienced Commercial Lender to join their team of professionals. The role involves developing creative financing solutions for businesses with revenues between $20-500MM. You will solicit bank services, analyze financial data for creditworthiness, and negotiate financing terms.

The ideal candidate should have over 7 years in commercial lending, a Bachelor's degree in Finance or related fields, and a strong understanding of depository services. The position requires excellent relationship management and credit skills.

Qualifikationen

• 7+ years of commercial lending experience required.
• Strong understanding of commercial depository services.
• Established book of business is essential.

Aufgaben

• Solicit the sale of bank services to businesses.
• Collect and analyze financial data to assess creditworthiness.
• Negotiate terms for credit extension.

Kenntnisse

Commercial lending experience

Credit assessment skills

Relationship management

Ausbildung

Bachelor's degree in Finance, Accounting, Economics, or Marketing

Jobbeschreibung

Activelyseeking an experiencedcommercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $20-500MM. The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect. Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.

Job Requirements

• 7+ years of commercial lending experience
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
• Strong understanding of commercial depository services
• Excellent credit skills and general familiarity with commercial documentation
• Established book of business required

For further consideration towards this and/or other opportunities please inquire confidentially to [e-mail] or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.