Commercial Loan Officer

Veracity Ventures Inc.; Fort Collins (CO); Hybrid; USD 70,000 - 110,000; Full time

Benefits offered by this job

401(k)

Health insurance

Paid time off

Flexible work from home

Job summary

Elevations Credit Union in Fort Collins, CO seeks a Commercial Loan Officer to drive growth through origination, development, and servicing of a broad range of commercial loans. You will act as a trusted advisor to members, managing relationships from inception to closing and portfolio servicing.

The role requires deep product knowledge, strong relationship-building, and the ability to cross-sell credit union products in a sales-driven, community-focused environment.

Qualifications

• Bachelor’s degree (or equivalent experience) in business, finance, economics, or a related field.
• 3–5 years of experience in commercial or business lending within a financial institution.
• Proven success in a sales and production role within the financial services industry.
• Strong knowledge of commercial lending products, services, underwriting practices, and regulations.
• Demonstrated experience managing an existing commercial loan portfolio.
• Excellent communication, interpersonal, and relationship-building skills.
• Strong analytical and financial acumen, with the ability to evaluate risk and structure sound credit deals.

Responsibilities

• Originate and service commercial loan relationships, including real estate, C&I, and SBA loans.
• Actively prospect and develop new business through networking, referral partnerships, and community engagement.
• Manage an existing commercial loan portfolio, ensuring high service levels, risk management, and relationship growth.
• Serve as a primary point of contact for commercial members during the entire loan process, maintaining proactive and transparent communication.
• Accurately collect and analyze loan applications, financial documents, and creditworthiness.
• Cross-sell appropriate credit union products and services to meet member needs and support financial wellness.
• Stay current with economic trends, market conditions, and regulatory changes affecting commercial lending.
• Collaborate with credit, underwriting, operations, and legal teams to ensure timely and effective loan processing.
• Represent Elevations Credit Union at business and community events to expand the credit union’s visibility and impact.

Skills

Excellent communication

Interpersonal skills

Relationship-building

Sales and production

Credit analysis

Regulatory knowledge

Portfolio management

Education

Bachelor’s degree (or equivalent experience) in business, finance, economics, or a related field

Job description

Benefits

• 401(k)
• Health insurance
• Paid time off

Commercial Loan Officer

Location: Fort Collins, CO 80031

Employment Type: Full-Time

Summary

The Commercial Loan Officer plays a key role in Elevations Credit Union’s growth strategy by soliciting, developing, and servicing a wide variety of commercial loans. This individual will act as a financial advisor and trusted partner to members and prospects, managing relationships throughout the entire loan process—from origination to closing and portfolio servicing.

Success in this role requires deep product knowledge, a proven ability to build and manage relationships, a robust personal loan portfolio, and the capacity to thrive in a sales-focused and community-oriented environment.

Essential Functions

• Originate and service commercial loan relationships, including real estate, C&I, and SBA loans.
• Actively prospect and develop new business through networking, referral partnerships, and community engagement.
• Manage an existing commercial loan portfolio, ensuring high service levels, risk management, and relationship growth.
• Serve as a primary point of contact for commercial members during the entire loan process, maintaining proactive and transparent communication.
• Accurately collect and analyze loan applications, financial documents, and creditworthiness.
• Cross-sell appropriate credit union products and services to meet member needs and support financial wellness.
• Stay current with economic trends, market conditions, and regulatory changes affecting commercial lending.
• Collaborate with credit, underwriting, operations, and legal teams to ensure timely and effective loan processing.
• Represent Elevations Credit Union at business and community events to expand the credit union’s visibility and impact.

Required Skills, Education & Experience

• Bachelor’s degree (or equivalent experience) in business, finance, economics, or a related field.
• 3–5 years of experience in commercial or business lending within a financial institution.
• Proven success in a sales and production role within the financial services industry.
• Strong knowledge of commercial lending products, services, underwriting practices, and regulations.
• Demonstrated experience managing an existing commercial loan portfolio.
• Excellent communication, interpersonal, and relationship-building skills.
• Strong analytical and financial acumen, with the ability to evaluate risk and structure sound credit deals.

Preferred Qualifications

• Experience working at a credit union or community bank.
• Established referral sources and active participation in the local business community.
• Familiarity with SBA lending programs and government-guaranteed loan structures.
• Experience with CRM and commercial loan origination platforms.

Flexible work from home options available.