Commercial Lending Officer

Switchboard Hiring; Denver (CO); Hybrid; USD 150,000 - 300,000; Full time

Benefits offered by this job

Base salary + commission

Hybrid work schedule

PTO and holidays

Job summary

Switchboard Hiring is seeking a Commercial Loan Officer in Colorado to originate and manage commercial relationships. You will build a book of business with autonomy, focusing on CRE, C&I, and construction loans across Fort Collins to Colorado Springs, in a hybrid work setting.

The role rewards production with base compensation plus commission, and requires 3+ years in commercial lending with strong communication and relationship-building skills. Bachelor's degree preferred.

Qualifications

• 3+ years of commercial lending experience with proven success in originating and managing relationships.
• Proven track record of business development and loan production in a bank or credit union environment.
• Strong knowledge of commercial real estate lending, C&I lines of credit, and construction lending.
• Ability to structure deals, analyze financial statements, and understand credit risk.
• Established network within the Colorado commercial lending market (Fort Collins to Denver corridor).

Responsibilities

• Originate new commercial loan relationships through proactive business development and networking.
• Serve as the primary contact for members from initial conversation through closing and ongoing relationship management.
• Structure and present commercial loan deals including CRE, C&I lines of credit, and construction loans.
• Build and maintain strong external partnerships and referral networks to generate deal flow.
• Represent the client in the business community to develop market presence.
• Collaborate with underwriting, credit analysts, and loan operations to move deals efficiently.
• Prepare and present loan packages for committee approval.
• Stay informed on market conditions, competitor activity, and pricing trends in CO.

Skills

Commercial lending

Business development

Relationship building

Credit analysis

Communication skills

Education

Bachelor's degree

Job description

Switchboard Hiring is seeking a Commercial Loan Officer on behalf of our client, a well-established Colorado financial institution. Company name and additional details will be provided at the initial interview. This is a production-focused role where you'll originate and manage commercial relationships across the client's trade area. You'll have the autonomy to build your book of business with strong compensation tied directly to your production, supported by a collaborative team environment and streamlined internal processes. This role is ideal for a relationship-driven lender who wants to grow their earning potential with an organization that values producers. You'll be focused on commercial real estate, C&I, and construction loans, with the freedom to place business anywhere from Fort Collins to Denver to Colorado Springs based on market opportunities and your network.

Responsibilities

• Originate new commercial loan relationships through proactive business development and networking
• Serve as the primary point of contact for members throughout the lending process from initial conversation through closing and ongoing relationship management
• Structure and present commercial loan deals including commercial real estate, C&I lines of credit, and consumer construction loans
• Build and maintain strong external partnerships and referral networks to generate deal flow
• Represent Elevations Credit Union in the business community to develop market presence
• Work collaboratively with underwriting, credit analysts, and loan operations to move deals efficiently through the pipeline
• Prepare and present loan packages for Business Loan Committee approval
• Stay informed on market conditions, competitor activity, and pricing trends in the Colorado commercial lending market

Requirements

• 3+ years of commercial lending experience with demonstrated success in originating and managing commercial relationships
• Proven track record of business development and loan production in a bank or credit union environment
• Strong knowledge of commercial real estate lending, C&I lines of credit, and construction lending
• Ability to structure deals, analyze financial statements, and understand credit risk
• Established network within the Colorado commercial lending market (Fort Collins to Denver corridor) strongly preferred
• Self-starter that can develop business, source deals, and build lasting relationships
• Strong communication and relationship-building skills with business owners and internal stakeholders
• Bachelor's degree preferred

Benefits

• Total compensation package includes base salary plus variable commission.
• Hybrid work schedule: 2-3 days per week in office.
• 4 weeks paid time off for full-time employees, work anniversary paid time off, paid volunteer time off, and 12 paid holidays
• Comprehensive medical, dental, and vision plans with employer contributions to supercharge your Health Savings Account
• Up to a 4% match on 401(k) contributions
• Up to twelve weeks of fully paid parental leave

Compensation Range: $150K - $300K