Commercial Lines Underwriting Analyst

Berkshire Hathaway GUARD Insurance Companies; Pennsylvania; Hybrid; USD 45,000 - 93,000; Full time

Benefits offered by this job

Hybrid schedule: 2 days remote / 3 in‑

Job summary

Berkshire Hathaway GUARD Insurance Companies is hiring Underwriting Analysts at multiple levels to join our Commercial Lines Underwriting team. You will evaluate risks, support agents, and contribute to profitable growth while developing underwriting expertise in a collaborative environment. The position will be filled at level I, II, or III based on experience.

Expect a hybrid schedule with 3 days in-office and travel as required. Applicants must be authorized to work in the U.S.

Qualifications

• Strong analytical, organizational, and problem-solving skills.
• Eagerness to learn commercial insurance concepts and underwriting principles.
• Proficiency in Microsoft Office applications.

Responsibilities

• Review, evaluate, and underwrite commercial lines new business submissions.
• Analyze risk characteristics, coverage needs, and pricing factors.
• Verify insured operations and exposures to ensure underwriting accuracy.
• Review Loss Control inspection reports and determine appropriate underwriting actions.
• Process endorsements, policy modifications, and other servicing requests for existing accounts.
• Evaluate renewal business to support retention, profitability, and portfolio performance.
• Communicate underwriting decisions and recommendations clearly and professionally to agency partners.
• Develop and maintain strong relationships with agents through responsive service and collaboration.
• Work closely with underwriting leadership and team members to address underwriting questions and complex situations.
• Participate in training and professional development opportunities to expand underwriting knowledge and technical expertise.
• Maintain compliance with underwriting guidelines, company procedures, and regulatory requirements.

Skills

Analytical skills

Organizational skills

Problem solving

MS Office

Education

Bachelor's degree or equivalent

Job description

Good Things Start Here

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Overview

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Good Things Start Here

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Good Things You Can Count On

• Hybrid schedule: 2 days remote / 3 in‑office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

Responsibilities

We're seeking Underwriting Analysts at multiple levels to join our Commercial Lines Underwriting team. These positions play a key role in evaluating commercial insurance risks, supporting agency partners, and contributing to profitable growth across our underwriting portfolio. Whether you're beginning your underwriting career or bringing advanced commercial lines expertise, you'll have the opportunity to develop your skills, expand your product knowledge, and work alongside experienced underwriting professionals in a collaborative environment.

Please note the position will be filled at a level (I,II, or III ) appropriate to the candidate's experience and qualifications.

Position Levels

Underwriting Analyst I

• Developing proficiency in underwriting with responsibility for evaluating and servicing one line of business.
• Builds foundational underwriting knowledge through training, coaching, and hands‑on experience.
• Works under moderate supervision while developing underwriting judgment and decision‑making skills.

Underwriting Analyst II

• Demonstrated ability to independently underwrite and manage multiple lines of business, typically including two product lines.
• Exercises sound underwriting judgment and handles a broader range of account complexities.
• Serves as a resource for less experienced team members and contributes to department objectives.

Underwriting Analyst III

• Advanced underwriting expertise with the ability to independently evaluate and manage three core lines of business, including Workers' Compensation, Commercial Auto, and Businessowners Policy (BOP).
• Handles complex underwriting scenarios and demonstrates a high level of technical proficiency.
• Provides guidance and support to team members while helping ensure consistent application of underwriting standards.

What You'll Do

• Review, evaluate, and underwrite commercial lines new business submissions in accordance with company guidelines and underwriting appetite.
• Analyze risk characteristics, coverage needs, and pricing factors to make sound underwriting decisions.
• Verify insured operations and exposures to ensure underwriting accuracy.
• Review Loss Control inspection reports and determine appropriate underwriting actions.
• Process endorsements, policy modifications, and other servicing requests for existing accounts.
• Evaluate renewal business to support retention, profitability, and portfolio performance.
• Communicate underwriting decisions and recommendations clearly and professionally to agency partners.
• Develop and maintain strong relationships with agents through responsive service and collaboration.
• Work closely with underwriting leadership and team members to address underwriting questions and complex situations.
• Participate in training and professional development opportunities to expand underwriting knowledge and technical expertise.
• Maintain compliance with underwriting guidelines, company procedures, and regulatory requirements.

Qualifications

What You'll Bring

Underwriting Analyst I

• Bachelor's degree or equivalent combination of education and relevant experience.
• Previous insurance, customer service, financial services, or related business experience preferred.
• Strong analytical, organizational, and problem‑solving skills.
• Eagerness to learn commercial insurance concepts and underwriting principles.
• Proficiency in Microsoft Office applications.

Underwriting Analyst II

• Bachelor's degree or equivalent combination of education and relevant experience.
• Commercial lines insurance or underwriting experience preferred.
• Demonstrated ability to independently evaluate and manage multiple lines of business.
• Working knowledge of commercial insurance coverages, policy language, and rating concepts.
• Strong decision‑making, communication, and relationship‑building skills.
• Professional insurance designation or progress toward designation preferred.

Underwriting Analyst III

• Bachelor's degree or equivalent combination of education and relevant experience.
• Significant commercial lines underwriting experience required.
• Advanced knowledge of Workers' Compensation, Commercial Auto, and Businessowners Policy (BOP) coverages.
• Demonstrated ability to manage complex underwriting decisions while balancing growth and profitability objectives.
• Strong technical underwriting expertise and agency relationship management skills.
• Professional insurance designations such as AU, CPCU, or similar credentials preferred.

Applicants must be authorized to work in the U.S. without current or future sponsorship

Salary Range

• Underwriting Analyst I: $45,000 - $65,000
• Underwriting Analyst II: $50,000 - $80,000
• Underwriting Analyst III: $53,000 - $93,000

The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training.

The successful candidate is expected to work in one of our offices 3 days per week and also be available for travel as required

Interview Integrity Notice

Berkshire Hathaway GUARD is committed to a fair and consistent hiring process. Candidates are expected to participate independently in interviews. Unauthorized recording, transcription, AI note-taking, or AI interview assistance tools may not be used during interviews without prior approval.