Commercial Lines Underwriting Analyst

Berkshire Hathaway GUARD Insurance Companies; Philadelphia (Philadelphia County); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Hybrid schedule

Predictable hours

Competitive pay

Medical, dental & vision starting day

401(k)

Tuition reimbursement

Longevity bonuses

Job summary

Berkshire Hathaway GUARD Insurance Companies is seeking a Commercial Lines Underwriting Analyst to join our Underwriting team. In this role, you’ll evaluate commercial lines business, help assess risk, support agency partners, and contribute to profitable growth.

Whether you’re building on underwriting experience or taking the next step in your insurance career, you’ll have opportunities to develop knowledge, strengthen decision‑making skills, and learn from experienced underwriting

Qualifications

• Bachelor's degree or equivalent combination of education and relevant experience.
• Experience in commercial lines insurance or underwriting preferred.
• Professional designations such as AU or CPCU, or progress toward designation preferred.
• Working knowledge of commercial insurance coverages, policy language, and coverage forms preferred.
• Strong analytical, critical thinking, and risk assessment skills.
• Ability to make informed decisions while balancing growth and profitability objectives.
• Excellent verbal and written communication skills.
• Strong organizational skills with the ability to manage multiple priorities and deadlines.
• Self-starter who can work independently and contribute within a team.
• Proficiency with Microsoft Office applications and underwriting systems.

Responsibilities

• Review, evaluate, and underwrite commercial lines new business submissions in accordance with company guidelines and appetite.
• Analyze risk characteristics, coverage needs, and pricing factors to make sound underwriting decisions.
• Verify insured operations and exposures to ensure underwriting accuracy.
• Review Loss Control inspection reports and determine appropriate underwriting actions.
• Process endorsements, policy modifications, and other servicing requests for existing accounts.
• Evaluate renewal business to support retention, profitability, and portfolio performance.
• Communicate underwriting decisions and recommendations clearly and professionally to agency partners.
• Develop and maintain strong relationships with agents through responsive service and collaboration.
• Work closely with underwriting leadership and team members to address underwriting questions and complex situations.
• Participate in training and professional development opportunities to expand underwriting knowledge and technical expertise.
• Maintain compliance with underwriting guidelines, company procedures, and regulatory requirements.

Skills

Analytical thinking

Communication skills

Organizational skills

Team collaboration

Independent work

Microsoft Office

Underwriting systems

Education

Bachelor's degree or equivalent

AU/CPCU or progress toward designation

Tools

Underwriting systems

Microsoft Office

Job description

Good Things Start Here.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Overview

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Good Things You Can Count On.

• Hybrid schedule: 2 days remote / 3 in‑office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

Responsibilities

Are you looking to grow your career in commercial insurance? We're seeking a Commercial Lines Underwriting Analyst to join our Underwriting team.

In this role, you'll evaluate commercial lines business, help assess risk, support agency partners, and contribute to profitable growth. Whether you're building on existing underwriting experience or looking to take the next step in your insurance career, you'll have opportunities to develop your knowledge, strengthen your decision‑making skills, and learn from experienced underwriting professionals.

What You’ll Do

• Review, evaluate, and underwrite commercial lines new business submissions in accordance with company guidelines and appetite.
• Analyze risk characteristics, coverage needs, and pricing factors to make sound underwriting decisions.
• Verify insured operations and exposures to ensure underwriting accuracy.
• Review Loss Control inspection reports and determine appropriate underwriting actions.
• Process endorsements, policy modifications, and other servicing requests for existing accounts.
• Evaluate renewal business to support retention, profitability, and portfolio performance.
• Communicate underwriting decisions and recommendations clearly and professionally to agency partners.
• Develop and maintain strong relationships with agents through responsive service and collaboration.
• Work closely with underwriting leadership and team members to address underwriting questions and complex situations.
• Participate in training and professional development opportunities to expand underwriting knowledge and technical expertise.
• Maintain compliance with underwriting guidelines, company procedures, and regulatory requirements.

Qualifications

What You’ll Bring

• Bachelor's degree or an equivalent combination of education and relevant experience.
• Commercial lines insurance or underwriting experience preferred.
• Professional insurance designations such as AU, CPCU, or progress toward designation preferred.
• Working knowledge of commercial insurance coverages, policy language, and coverage forms preferred.
• Strong analytical, critical thinking, and risk assessment skills.
• Ability to make informed decisions while balancing growth and profitability objectives.
• Excellent verbal and written communication skills.
• Strong organizational skills with the ability to manage multiple priorities and deadlines.
• Self-starter who can work independently and contribute effectively within a team environment.
• Proficiency with Microsoft Office applications and underwriting systems.

This role may be based out of our office locations:

Philadelphia, PA; Conshohocken, PA; Wilkes‑Barre, PA; Alpharetta, GA

Interview Integrity Notice: Berkshire Hathaway GUARD is committed to a fair and consistent hiring process. Candidates are expected to participate independently in interviews. Unauthorized recording, transcription, AI note-taking, or AI interview assistance tools may not be used during interviews without prior approval.