Commercial Lines Underwriter Trainee: Launch a Career

The Cincinnati Insurance Companies; Fairfield (OH); Hybrid; USD 60,000 - 70,000; Full time

Job summary

The Cincinnati Insurance Companies in Fairfield, OH, is seeking a Commercial Underwriter Trainee to join a structured program starting January 19, 2027. The role develops underwriting skills, builds agency relationships, and supports independent agents with risk assessment and decision making.

The program offers a hybrid schedule (four in-office days and one remote day per week) and a pay rate of $28.85 hourly, which converts to about $60,000 annually after training, with eligibility for annual

Qualifications

• Excellent communication and ability to build strong relationships.
• Strong time management and decision-making skills.
• Ability to learn and understand new technology.
• Ability to analyze risks at an individual level.
• Willingness to pursue continuing education.

Responsibilities

• Build a strong foundation in Commercial insurance and underwriting principles.
• Learn Cincinnati's products, coverage, and underwriting philosophy.
• Partner with experienced underwriters while developing underwriting expertise.
• Manage a defined portfolio of new and renewal business with independent agents.
• Analyze business information to identify risk and make underwriting recommendations.
• Evaluate pricing, terms, and conditions to support profitable decisions.
• Develop relationships with agency partners through excellent service.
• Collaborate with Sales, Claims and other areas to support agency and customer needs.
• Participate in ongoing training and special projects to broaden industry knowledge.

Skills

Excellent communication

Relationship building

Time management

Adaptability

Education

Bachelor’s degree or 4+ years insurance experience

AINS designation

Job description

The Cincinnati Insurance Companies in Fairfield, OH, is seeking a Commercial Underwriter Trainee to join a structured program starting January 19, 2027. The role develops underwriting skills, builds agency relationships, and supports independent agents with risk assessment and decision making.

The program offers a hybrid schedule (four in-office days and one remote day per week) and a pay rate of $28.85 hourly, which converts to about $60,000 annually after training, with eligibility for annual