Commercial Lines Producer

Houchens Insurance Group; Indianapolis (IN); On-site; USD 60,000 - 100,000; Full time

Benefits offered by this job

Variable compensation

ESOP stock

Comprehensive benefits

Work-life balance

Career advancement

Job summary

Houchens Insurance Group is seeking a Property and Casualty Insurance Producer in Indianapolis, IN. It is a full-time role with variable compensation and participation in the ESOP.

You will join a growth-minded agency focused on serving clients, co-owners, and communities. The position emphasizes understanding client risk, placing coverages, negotiating with underwriters, and supporting policyholders through claims while building long-term client relationships.

Qualifications

• Bachelor's degree or 3–5 years of insurance/business sales experience.
• State insurance license or ability to obtain within 90 days; valid driver's license.
• Insurance designations as per the education plan.

Responsibilities

• Sell insurance to new and existing clients and analyze risk needs.
• Direct sales efforts and negotiate coverages and premiums with underwriters.
• Help policyholders after losses and renew/upgrade accounts.

Skills

Sales skills

Customer service

Insurance knowledge

Relationship building

Education

Bachelor's degree

Insurance/business sales experience

Job description

Description

Do you want to take control of your future?

Join our dynamic team as a Property and Casualty Insurance Producer, where your expertise will drive success in our thriving agency.

Job Type

Full-time

What is Houchens Insurance Group?

We are a 100% employee-owned company with a great culture and excellent benefits. We're big on growing and celebrating the talent that we hire. Houchens Insurance Group is dedicated to embodying the three fundamental pillars of service:

• Clients
• Co-owners
• Communities

By placing equal emphasis on meeting the needs of our clients, fostering a supportive environment for our co-owners, and actively contributing to the betterment of our communities, we strive to create a positive and impactful experience for all.

What You Will Receive…

• Variable compensation with unlimited growth based on your performance.
• Ownership in the company in the form of stock via the Houchens Industries ESOP.
• Long-term career with substantial development and advancement opportunities
• Operating within a production team model to ensure efficient operations and optimal output.
• Comprehensive medical, dental, and vision plans and many more supplemental benefits.
• Work-life balance
• Plus, much more!

To learn more about Houchens Insurance Group, visit us on LinkedIn.

Summary

Sells insurance to new and current clients by performing the following duties.

40% Client/Policy Services

• Gaining a thorough knowledge of the client’s overall business, including individual concerns.
• Analyzing clients’ insurance and risk needs by making observations, identifying objectives, and developing strategies.
• Directing sales function in the placement of coverages, including the negotiation of coverages and premiums with underwriters.
• Helping policyholders settle insurance claims in the event of a loss.
• Anticipating future needs and calls on established clients to renew and upgrade accounts.
• Developing long-term relationships with clients and underwriters.

40% Prospecting & Accomplishment of Annual Goals

• Performing prospecting necessary to achieve new business goals set by the VP of Sales.
• Determining avenues to achieve sales goals (may include cold calling, referral opportunities, and association/industry involvement)
• Ensuring the collection of premiums.
• Taking ownership of accounts.

20% Work Ethic

• Utilizes strong organizational and time management skills in order to maintain efficiency.
• Works to support the organization's goals and values.
• Benefits the organization through networking activities outside of work.
• Commits to long hours of work when necessary to reach goals.
• Displays commitment and initiative to meet department and agency education goals as set forth in the organization’s education program.

Supervisory Responsibilities

This job has no supervisory responsibilities.

Requirements

Education and/or Experience

Bachelor's degree from a four-year college or university; or three to five years of insurance experience and/or business sales experience; or equivalent combination of education and experience.

Certifications

Must hold applicable state insurance license or have the ability to obtain such within 90 days of employment. Must hold a valid Driver's License. Must be able to obtain insurance designations as set forth by the organization’s education plan.

Notice of AI Use in Job Application Review

As part of our commitment in creating a fair, efficient, and consistent hiring process we may use artificial intelligence (AI) to help our recruiting teams organize, summarize, and analyze information provided by candidates, including resumes, application responses, and other materials submitted during the application process.AI may be used to identify patterns, highlight relevant skills, and experience, and assist in comparing a candidate’s qualifications with the requirement of a specific role. These tools are to improve efficiency and consistency while supporting more informed hiring decisions, which will ultimately be made by the hiring team.