Commercial Lines Producer

Houchens Insurance Group; Dayton (OH); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

ESOP Ownership

Medical Insurance

Dental Insurance

Vision Insurance

Work-Life Balance

Career Growth

Job summary

Houchens Insurance Group is seeking a Property and Casualty Insurance Producer in Dayton, OH. This full-time role focuses on selling insurance to new and existing clients, assessing needs, and delivering tailored coverage solutions within a collaborative agency setting.

You will analyze client risk, negotiate with underwriters, and nurture long-term relationships to drive renewals and growth with a strong emphasis on service and ownership culture.

Qualifications

• Bachelor's degree or higher in a related field.
• Must obtain state insurance license within 90 days of employment.

Responsibilities

• Sells insurance to new and existing clients by assessing needs and providing solutions.
• Analyze clients' risk exposure and present coverage options.
• Directs placement of coverages and negotiates premiums with underwriters.
• Builds long-term relationships with clients and underwriters; pursues renewals and upgrades.

Skills

Sales skills

Insurance knowledge

Education

Bachelor's degree

State insurance license within 90 days

Job description

Description

Do you want to take control of your future?

Join our dynamic team as a Property and Casualty Insurance Producer, where your expertise will drive success in our thriving agency.

Job Type

Full-time

What is Houchens Insurance Group?

We are a 100% employee-owned company with a great culture and excellent benefits. We're big on growing and celebrating the talent that we hire. Houchens Insurance Group is dedicated to embodying the three fundamental pillars of service:

• Clients
• Co-owners
• Communities

By placing equal emphasis on meeting the needs of our clients, fostering a supportive environment for our co-owners, and actively contributing to the betterment of our communities, we strive to create a positive and impactful experience for all.

What You Will Receive…

• Variable compensation with unlimited growth based on your performance.
• Ownership in the company in the form of stock via the Houchens Industries ESOP.
• Long-term career with substantial development and advancement opportunities
• Operating within a production team model to ensure efficient operations and optimal output.
• Comprehensive medical, dental, and vision plans and many more supplemental benefits.
• Work-life balance
• Plus, much more!

To learn more about Houchens Insurance Group, visit us on LinkedIn.

Summary

Sells insurance to new and current clients by performing the following duties.

40% Client/Policy Services

• Gaining a thorough knowledge of the client’s overall business, including individual concerns.
• Analyzing clients’ insurance and risk needs by making observations, identifying objectives, and developing strategies.
• Directing sales function in the placement of coverages, including the negotiation of coverages and premiums with underwriters.
• Helping policyholders settle insurance claims in the event of a loss.
• Anticipating future needs and calls on established clients to renew and upgrade accounts.
• Developing long-term relationships with clients and underwriters.

40% Prospecting & Accomplishment of Annual Goals

• Performing prospecting necessary to achieve new business goals set by the VP of Sales.
• Determining avenues to achieve sales goals (may include cold calling, referral opportunities, and association/industry involvement)
• Ensuring the collection of premiums.
• Taking ownership of accounts.

20% Work Ethic

• Utilizes strong organizational and time management skills in order to maintain efficiency.
• Works to support the organization's goals and values.
• Benefits the organization through networking activities outside of work.
• Commits to long hours of work when necessary to reach goals.
• Displays commitment and initiative to meet department and agency education goals as set forth in the organization’s education program.

Supervisory Responsibilities

This job has no supervisory responsibilities.

Requirements

Education and/or Experience

Bachelor's degree from a four-year college or university; or three to five years of insurance experience and/or business sales experience; or equivalent combination of education and experience.

Certifications

Must hold applicable state insurance license or have the ability to obtain such within 90 days of employment. Must hold a valid Driver's License. Must be able to obtain insurance designations as set forth by the organization’s education plan.

Notice of AI Use in Job Application Review

As part of our commitment in creating a fair, efficient, and consistent hiring process we may use artificial intelligence (AI) to help our recruiting teams organize, summarize, and analyze information provided by candidates, including resumes, application responses, and other materials submitted during the application process.AI may be used to identify patterns, highlight relevant skills, and experience, and assist in comparing a candidate’s qualifications with the requirement of a specific role. These tools are to improve efficiency and consistency while supporting more informed hiring decisions, which will ultimately be made by the hiring team.