Commercial Line and Benefits Producers

W3Global; Morehead City (NC); On-site; USD 70,000 - 120,000; Full time

Job summary

W3Global seeks a Commercial Lines and Benefits Producer to grow our base in Raleigh, NC. You will prospect clients, assess needs, and tailor property, casualty, and employee benefits solutions. Prepare proposals, present options, and negotiate terms with clients and carriers.

You will also manage renewals, maintain records, and provide ongoing risk management and client support. The role emphasizes relationship-building in the local business community, collaboration with internal teams, and

Qualifications

• Strong experience in commercial Insurance including policy coverage and carrier relations.
• Knowledge of Employee Benefits and plan design and enrollment support.
• Sales focus with prospecting, consultative selling, pipeline management and closing.
• Expertise in Casualty Insurance lines (GL, WC, auto).
• Risk management skills with loss analysis and mitigation recommendations.
• State licenses for Property & Casualty and Health/Life (or ability to obtain).
• Strong communication, presentation and relationship skills with decision makers.
• Familiarity with CRM or agency management systems for accounts and documentation.
• Experience in commercial insurance or employee benefits sales preferred.
• Ability to work independently and meet production goals.

Responsibilities

• Identify and prospect commercial clients for solutions.
• Conduct needs assessments and recommend property, casualty and benefits plans.
• Prepare proposals and present coverage options to clients and carriers.
• Negotiate terms and manage renewals with carriers and clients.
• Maintain accurate account information and provide ongoing client support.
• Offer risk management advice and build client relationships locally.
• Collaborate with internal service teams to service accounts and stay compliant.

Skills

Commercial Insurance

Employee Benefits

Sales

Casualty Insurance

Risk Management

Licenses

Communication

CRM familiarity

Independent work

Tools

CRM systems

Job description

This is a full-time, on-site role for Commercial Lines and Benefits Producers based in Raleigh, NC. The role involves identifying and prospecting commercial clients, conducting needs assessments, and recommending appropriate property, casualty, and employee benefits solutions. Producers will prepare proposals, present coverage options, and negotiate terms with clients and carriers. Daily responsibilities include managing renewals, maintaining accurate account information, and providing ongoing client support and risk management advice. The position also requires building strong relationships in the local business community, collaborating with internal service teams, and staying current on industry trends and regulatory changes.

Qualifications

• Candidates should possess strong skills and experience in commercial Insurance, including policy coverage, underwriting basics, and carrier relationships.
• Candidates should possess knowledge of Employee Benefits, including health, dental, vision, life, and related group plans, along with plan design and enrollment support.
• Candidates should possess Sales skills focused on prospecting, consultative selling, pipeline management, and closing new business.
• Candidates should possess expertise in Casualty Insurance and related lines, such as general liability, workers' compensation, and commercial auto.
• Candidates should possess Risk Management skills, including exposure analysis, loss control strategies, and recommendations to reduce client risk.
• State insurance producer licenses for Property & Casualty and Health/Life (or ability to obtain within a defined timeframe).
• Strong communication, presentation, and relationship-building abilities with business owners and decision makers.
• Comfort with CRM or agency management systems and basic office software to manage accounts and documentation.
• Prior experience in commercial insurance or employee benefits sales is preferred.
• Demonstrated ability to work independently, meet production goals, and collaborate effectively with internal teams.