Commercial Lending Specialist 1 (On-Site)

Plumas Bank; South Yuba City (CA); On-site; USD 33,000 - 47,000; Full time

Job summary

Plumas Bank in California is seeking a Commercial Lending Specialist I to provide operational and administrative support to lenders, underwriters, and credit analysts throughout the loan lifecycle. The role organizes files, prepares approved loans for documentation and closing, and coordinates handoffs among lending, credit, documentation, appraisal, escrow, compliance, operations, and other departments.

The position emphasizes accurate, timely processing and adherence to established checklists

Qualifications

• High school diploma or GED required.
• Associate degree in business, finance, accounting, or related field preferred.
• 0-2 years of commercial lending, loan operations, documentation, banking support, or related experience preferred.
• Proficiency with Microsoft Word, Excel, and applicable Bank systems.

Responsibilities

• Organize files and prepare approved loans for documentation and closing.
• Manage ticklers and insurance requirements.
• Complete required forms and coordinate handoffs among lending, credit, documentation, appraisal, escrow, compliance, operations and other departments.
• Ensure each transaction progresses accurately, completely and on time; does not make credit decisions or perform complex underwriting.

Skills

Loan documentation knowledge

File maintenance

Collateral knowledge

Insurance requirements

Tickler systems

Closing processes

Education

High school diploma or GED

Associate degree in business, finance, accounting, or related field

Tools

Microsoft Word

Excel

Bank systems

Job description

JOB SUMMARY

The Commercial Lending Specialist I provides operational and administrative support to Commercial Lenders, Commercial Underwriters, and Commercial Credit Analysts throughout the commercial loan lifecycle. The position organizes files, prepares approved loans for documentation and closing, manages ticklers and insurance requirements, completes required forms, and coordinates handoffs among lending, credit, documentation, appraisal, escrow, compliance, operations, and other departments. The role helps ensure each transaction progresses accurately,completely, and on time and does not make credit decisions or perform complex underwriting. A Commercial Lending Specialist I provides foundational file, tickler, insurance, data entry, form and documentation support for routine commercial transactions. Follows established checklists and procedures, maintains accurate records, communicates missing items, and escalates exceptions of unfamiliar situations.

EDUCATION AND EXPERIENCE

• High school diploma or GED required.
• Additional coursework or an associate degree in business, finance, accounting, or a related field preferred.
• 0-2 years of commercial lending, loan operations, documentation, banking support, or related experience preferred.Working knowledge of commercial loan documentation, file maintenance, collateral, insurance, tickler systems, and closing processes preferred.
• Proficiency with Microsoft Word, Excel, and applicable Bank systems.

There are many reasons to work for Plumas Bank. Working for a company that has seen significant growth in recent years while still maintaining a family environment are just a couple reasons. Receiving the comprehensive benefits that Plumas Bank offers its’ team members is another great reason! Plumas Bank offers competitive benefits. Salary range $24.00 - $34.00 per hour.

Plumas Bank is an Equal Opportunity Employer/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.