Commercial Loan Specialist (Hybrid)

Banner Bank; Irvine (CA); On-site; USD 37,000 - 43,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) matching

Paid vacation time

Sick time

Personal days

Volunteer time off

Job summary

Banner Bank in Irvine, CA seeks a Commercial Loan Specialist to support lending staff by preparing loan documents, gathering financial information, and coordinating closings. You will ensure regulatory compliance and accuracy across loan files in a fast-paced environment.

The role requires 0–2 years of loan support experience, a high school diploma, and proficiency in Word/Excel and loan systems; strong analytical and customer-service skills are essential.

Qualifications

• 0 to 2 years of commercial loan support experience required.
• H.S. Diploma required (an equivalent combination of education and experience may be considered).
• Ability to independently produce accurate work in a deadline driven environment.
• Strong analytical skills with the ability to identify document errors or variances and make corrections.
• Ability to deliver professional, responsive customer service.
• Proficient in Word, Excel, and commercial loan systems.
• Knowledge of accounting principles and state/regulatory requirements pertaining to commercial loans.

Responsibilities

• Prepare all loan request documents. Gather customer income and net worth information. Answer customer questions.
• Responsible for ordering external agency reports such as titles, insurance, etc.
• Prepare commitment letters. Arrange for payoff of property liens.
• Coordinate loan closings and prepare disbursement checks.
• Responsible for verifying loan system accuracy for boarded loans.
• Responsible for ensuring each loan file meets bank and regulatory requirements.
• Responsible for making advances and payments on commercial lines. Balance commercial loan suspense accounts monthly.
• Responsible for complying with policies, procedures, security requirements, and government regulations.

Skills

Analytical skills

Customer service

Attention to detail

Accounting principles

Regulatory knowledge

Education

H.S. Diploma

Tools

Word

Excel

Commercial loan systems

Job description

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

As a Commercial Loan Specialist, you will provide support to commercial lending staff in commercial branches or banking centers. Process loan closings, attain loan perfection, and service loan customers.

In this role you'll have the opportunity to:

• Prepare all loan request documents. Gather customer income and net worth information. Answer customer questions.
• Responsible for ordering external agency reports such as titles, insurance, etc.
• Prepare commitment letters. Arrange for payoff of property liens.
• Coordinate loan closings and prepare disbursement checks.
• Responsible for verifying loan system accuracy for boarded loans.
• Responsible for ensuring each loan file meets bank and regulatory requirements.
• Responsible for making advances and payments on commercial lines. Balance commercial loan suspense accounts monthly.
• Responsible for complying with policies, procedures, security requirements, and government regulations.

Education & Certifications

• H.S. Diploma: required (an equivalent combination of education and experience may be considered)

Experience

• 0 to 2 years of commercial loan support experience required

Knowledge, Skills and Abilities

• Demonstrate ability to independently produce accurate work in a deadline driven environment.
• Possess strong analytical skills with the ability to identify document errors or variances and make corrections.
• Ability to deliver professional, responsive customer service.
• Knowledge of accounting principles.
• Proficient in Word, Excel, and commercial loan systems.
• Knowledge of state and regulatory requirements pertaining to commercial loans.

Travel

• 0%

Compensation & Benefits

• Targeted starting compensation range is based on location and experience: $27.09 - $31.87
• Incentive and commission compensation may be awarded for eligible roles
• Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time, personal days, paid volunteer time and 11 company paid holidays
• 401k (up to 4% match with immediate vesting)
• Tuition reimbursement

Review Banner's employee benefits at: Employee Benefits | Banner Bank

Please take time to review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third‑party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.