Commercial Lending/Relationship Manager

1870 Holdings; Peoria, Princeville (IL, IL); Presencial; USD 75.000 - 110.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive compensation

Health insurance

Retirement plan

Paid time off

Continuing education

Descripción de la vacante

1870 Holdings in Peoria, IL is seeking a Commercial Lender to develop and manage a portfolio of commercial, agricultural, and real estate lending relationships. This role emphasizes business development and maintaining high credit quality through underwriting.

You will call on local businesses, present loan requests, monitor performance, and cross-sell treasury services while upholding community banking values and local decision-making.

Formación

• Five or more years of commercial lending experience preferred.
• Strong knowledge of commercial credit underwriting and financial statement analysis.
• Experience with commercial real estate and agricultural lending preferred.
• Bachelor’s degree in Finance, Business, Accounting, Agriculture, or related field preferred.

Responsabilidades

• Develop new commercial and agricultural lending relationships through proactive business development.
• Structure commercial loan opportunities meeting customer needs while managing risk.
• Perform financial analysis and underwrite commercial credit requests.
• Present loan requests and recommendations to the appropriate approval authority.
• Monitor portfolio performance and identify developing credit concerns.
• Cross-sell treasury management, deposits, and other banking services.
• Represent the bank in the community through networks and associations.
• Maintain high level of customer service with local decision-making.
• Stay current on industry trends, regulations, and local market conditions.
• Conduct duties in compliance with laws and bank policies.

Conocimientos

Commercial lending

Relationship building

Credit underwriting

Financial analysis

Communication skills

Educación

Bachelor’s degree in Finance/Business/Accounting/Agriculture

Descripción del empleo

Job Details: Job Location: PSB PEORIA - PEORIA, IL 61615, Position Type: Full Time, Salary Range: $75,000.00 - $110,000.00 Salary/year, Commercial Lender / Relationship Manager

About Us

We are a financially strong, locally owned community bank with a long-standing commitment to serving the businesses, farmers, and families in our communities. Our culture emphasizes local decision-making, relationship banking, and exceptional customer service.

Position Summary

The Commercial Lender is responsible for developing and managing a portfolio of commercial, agricultural, and commercial real estate relationships. This position will focus heavily on business development while maintaining high credit quality through thoughtful underwriting and ongoing portfolio management.

We have a talented internal team that excels in relationship management, underwriting and analysis. Our greatest opportunity is expanding our commercial customer base, making this an ideal role for someone who enjoys building relationships, calling on businesses, and creating long‑term partnerships within the communities we serve.

Primary Responsibilities

• Develop new commercial and agricultural lending relationships through proactive business development.
• Structure commercial loan opportunities that meet customer needs while maintaining appropriate risk standards.
• Perform financial analysis and underwrite commercial credit requests.
• Present loan requests and recommendations to the appropriate approval authority.
• Monitor portfolio performance and identify developing credit concerns.
• Cross‑sell treasury management, deposit, and other banking services.
• Represent the bank within the community through civic organizations, networking events, and professional associations.
• Maintain a high level of customer service by providing timely responses and local decision-making.
• Stay current on industry trends, regulatory requirements, and local market conditions.
• Conduct all duties in compliance with applicable laws, regulations and bank policies and procedures.
• Performs other related duties as assigned.

Qualifications: Qualifications

• Five or more years of commercial lending experience preferred.
• Demonstrated success in developing new commercial business relationships.
• Strong knowledge of commercial credit underwriting and financial statement analysis.
• Experience with commercial real estate, owner‑occupied real estate, agricultural lending, and C&I lending is preferred.
• Excellent relationship‑building and communication skills.
• Ability to work independently while collaborating effectively with the credit and operations teams.
• Bachelor’s degree in Finance, Business, Accounting, Agriculture, or a related field preferred (or equivalent banking experience).

What We’re Looking For

• Enjoys calling on businesses and building relationships.
• Has an entrepreneurial mindset and a desire to grow a loan portfolio.
• Makes sound credit decisions without sacrificing customer service.
• Values community involvement and relationship banking.
• Wants to make a meaningful impact in a smaller organization where individual contributions are highly visible.

Growth Opportunity

As part of our long‑term succession planning, this position offers the opportunity for increased leadership responsibilities as the bank continues to grow. We are seeking someone who is interested in building a long‑term career with a community bank committed to independent, local banking.

Why Join Our Team?

• Local loan decisions.
• Strong credit culture with experienced underwriting support.
• Stable, financially sound community bank.
• Opportunity to directly influence the bank’s future growth.
• Competitive compensation based on experience.
• Incentive opportunities tied to performance.
• Comprehensive benefits package includes health insurance, retirement plan, paid time off, and continuing education opportunities.

If you are passionate about relationship banking and want to make a lasting impact in a growing community bank, we’d welcome the opportunity to speak with you.