Commercial Banking Relationship Manager

gpac; Lansing (MI); On-site; USD 85,000 - 120,000; Full time

Job summary

gpac is seeking an experienced commercial lending professional to build and manage relationships with business clients in Michigan, including Lansing. You will analyze financial information, assess creditworthiness, and structure loan solutions while growing a productive portfolio.

You will meet borrowers, gather data, monitor performance, and coordinate renewals, ensuring compliance with policies and regulatory requirements.

Qualifications

• 3-5 years of related lending experience, with a strong foundation in commercial lending.
• Strong financial analysis skills, including cash flow, balance sheets, repayment capacity, and collateral evaluation.
• Ability to assess credit risk and recommend appropriate credit limits and loan structures.
• Business-development skills to identify prospects, build referral relationships, and generate lending opportunities.
• Experience monitoring loan performance, maintaining financial reporting, and coordinating timely renewals.
• Excellent customer service, written and verbal communication, presentation, and negotiation skills.
• Ability to manage multiple relationships and deadlines in a fast-moving environment.
• Bachelor's degree or an equivalent combination of education, related experience, and training.

Responsibilities

• Develop commercial banking relationships through prospecting, professional referrals, and community involvement.
• Meet with borrowers, gather financial information, and evaluate creditworthiness.
• Manage larger or complex loan relationships while supporting portfolio quality and profitability.
• Coordinate loan renewals, approvals, documentation, and closings.
• Monitor loan and deposit performance for emerging financial concerns.
• Address past-due payments, insurance deficiencies, and outstanding financial information.
• Maintain compliance with bank credit policies and applicable regulatory requirements.

Skills

Lending experience

Financial analysis

Credit risk

Business development

Portfolio monitoring

Customer service

Time management

Bachelor's degree

Education

Bachelor's degree

Job description

Build business. Structure solutions. Grow relationships.

This opportunity combines proactive business development, sound credit judgment, and hands-on portfolio management.

Required Qualifications

• 3-5 years of related lending experience, with a strong foundation in commercial lending.
• Strong financial analysis skills, including cash flow, balance sheets, repayment capacity, and collateral evaluation.
• Ability to assess credit risk and recommend appropriate credit limits and loan structures.
• Business-development skills to identify prospects, build referral relationships, and generate lending opportunities.
• Experience monitoring loan performance, maintaining financial reporting, and coordinating timely renewals.
• Excellent customer service, written and verbal communication, presentation, and negotiation skills.
• Ability to manage multiple relationships and deadlines in a fast-moving environment.
• Bachelor's degree or an equivalent combination of education, related experience, and training.

Key Responsibilities

• Develop commercial banking relationships through prospecting, professional referrals, and community involvement.
• Meet with borrowers, gather financial information, and evaluate creditworthiness.
• Manage larger or complex loan relationships while supporting portfolio quality and profitability.
• Coordinate loan renewals, approvals, documentation, and closings.
• Monitor loan and deposit performance for emerging financial concerns.
• Address past-due payments, insurance deficiencies, and outstanding financial information.
• Maintain compliance with bank credit policies and applicable regulatory requirements.

Why Consider This Opportunity?

• Build lasting relationships with local business owners.
• Apply your credit expertise to larger, complex lending needs.
• Combine new-business development with ongoing relationship management.
• Strengthen your professional network through community involvement.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.