Commercial Lending Relationship Manager

Farmers National Bank of Canfield; Middlefield Township (OH); On-site; USD 95,000 - 125,000; Full time

Job summary

Farmers National Banc Corp. seeks a Commercial Lender to service commercial clients, analyze credit worthiness, and lead loan proposals. The role involves structuring deals, presenting to clients, and coordinating loan closings.

The position requires a Bachelor’s degree in Business Administration or Finance, at least three years of commercial lending experience, and travel as needed. Knowledge of Word/Excel/Outlook is expected, with strong communication skills.

Qualifications

• Bachelor's degree in Business Administration or Finance.
• Minimum of three years' experience as a commercial lender.
• Proficiency with Word, Excel, Internet research, and Outlook.
• Clear and effective communication, verbally and in writing.
• Frequent travel with reliable personal transportation.

Responsibilities

• Sell business products and services to commercial clients and prospects.
• Analyze credit worthiness of borrowers and make credit recommendations.
• Develop proposals, prepare commitment letters, and deliver sales presentations.
• Promote and cross-sell other bank services to clients.
• Oversee loan closings and ensure proper legal documentation.
• Monitor loan portfolio risk and manage collateral and documentation.

Skills

Commercial Lending

Education

Bachelors in Business Administration or Finance

Tools

Word

Excel

Outlook

Job description

ESSENTIAL DUTIES and RESPONSIBILITIES

• Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals
• Analyze credit worthiness of commercial borrowers and make recommendations for extending credit
• Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.
• Promote and cross-sell other Bank services to existing and prospective clients
• Oversee preparation of legal documents for loan closings
• Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions
• Maintain portfolio delinquency at levels acceptable to management
• Interact with operational and technical areas to resolve problems
• Be active in community/civic/professional organizations that promote the bank and engender networking opportunities
• Adhere to all appropriate service standards
• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
• Regular, predictable attendance is an essential requirement of this position

EDUCATION and/or EXPERIENCE:

• Bachelor degree in Business Administration or Finance
• Minimum of three (3) years experience as a commercial lender
• Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected
• Ability to clearly and effectively communicate both verbally and in writing
• Frequent travel will be required using reliable personal transportation

E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.

Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran

Education

Bachelors of Business Administration (required)

Skills

• Commercial Lending (required)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.