Commercial Lending Relationship Manager

Farmers National Bank of Canfield; Cranberry Township (Butler County); On-site; USD 90,000 - 120,000; Full time

Job summary

Farmers National Banc Corp. seeks an experienced commercial lender to sell business products to commercial clients and manage loan portfolios. You will analyze creditworthiness, prepare proposals, and present to clients while ensuring compliance with banking standards.

Requirements include a Bachelor of Business Administration and at least three years in commercial lending. Proficiency with Word, Excel, Internet navigation, and Outlook is expected, with frequent travel using personal

Qualifications

• Experience in commercial lending and credit analysis.
• Strong communication skills, written and verbal.
• Proficiency with Word, Excel, navigation/research, and Outlook.

Responsibilities

• Sell business products and services to commercial customers and prospects.
• Analyze credit worthiness of commercial borrowers and make recommendations for extending credit.
• Develop sales proposals and presentations to clients and prospects.
• Oversee preparation of loan documents for closings.
• Monitor risk in loan portfolio and manage collateral and documentation.

Skills

Commercial Lending

Education

Bachelor of Business Administration

Tools

Word

Excel

Outlook

Job description

ESSENTIAL DUTIES and RESPONSIBILITIES

• Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals
• Analyze credit worthiness of commercial borrowers and make recommendations for extending credit
• Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.
• Promote and cross-sell other Bank services to existing and prospective clients
• Oversee preparation of legal documents for loan closings
• Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions
• Maintain portfolio delinquency at levels acceptable to management
• Interact with operational and technical areas to resolve problems
• Be active in community/civic/professional organizations that promote the bank and engender networking opportunities
• Adhere to all appropriate service standards
• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
• Regular, predictable attendance is an essential requirement of this position

EDUCATION and/or EXPERIENCE

• Bachelor degree in Business Administration or Finance
• Minimum of three (3) years experience as a commercial lender
• Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected
• Ability to clearly and effectively communicate both verbally and in writing
• Frequent travel will be required using reliable personal transportation

E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.

Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran

Qualifications

Education

Bachelors of Business Administration (required)

Skills

• Commercial Lending (required)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.