Commercial Lending Relationship Manager

Farmers National Bank of Canfield; Criders Corners (PA); On-site; USD 70,000 - 90,000; Full time

Job summary

A regional banking institution in Pennsylvania seeks an experienced commercial lender to sell business products and analyze credit worthiness for clients. The ideal candidate will have a Bachelor's degree in Business Administration or Finance, with a minimum of three years of commercial lending experience. Strong communication skills and proficiency in Microsoft Word, Excel, and Outlook are essential. The position requires frequent travel and adherence to compliance standards.

Qualifications

• Minimum of three (3) years experience as a commercial lender.
• Ability to clearly and effectively communicate both verbally and in writing.
• Frequent travel will be required using reliable personal transportation.

Responsibilities

• Sell business products and services to commercial customers.
• Analyze credit worthiness of commercial borrowers.
• Develop sales proposals and make sales presentations to clients.
• Oversee preparation of legal documents for loan closings.
• Monitor risk in the loan portfolio and manage exceptions.

Skills

Commercial Lending

Communication (verbal and written)

Credit Analysis

Education

Bachelor degree in Business Administration or Finance

Tools

Word

Excel

Outlook

Job description

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals
• Analyze credit worthiness of commercial borrowers and make recommendations for extending credit
• Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects
• Promote and cross-sell other bank services to existing and prospective clients
• Oversee preparation of legal documents for loan closings
• Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions
• Maintain portfolio delinquency at levels acceptable to management
• Interact with operational and technical areas to resolve problems
• Be active in community/civic/professional organizations that promote the bank and engender networking opportunities
• Adhere to all appropriate service standards
• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and anti-money laundering procedures. Maintain compliance with all appropriate rules and regulations
• Regular, predictable attendance is an essential requirement of this position

EDUCATION AND/OR EXPERIENCE

• Bachelor degree in Business Administration or Finance
• Minimum of three (3) years experience as a commercial lender
• Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected
• Ability to clearly and effectively communicate both verbally and in writing
• Frequent travel will be required using reliable personal transportation

E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.

Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran

QUALIFICATIONS

Education: Bachelors of Business Administration (required)

Skills: Commercial Lending (required)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.