Commercial Lending Relationship Manager

First United Bank; Edmond (OK); On-site; USD 75,000 - 105,000; Full time

Job summary

First United Bank is seeking a Commercial Loan Officer in Edmond to develop and manage a portfolio of commercial loans. The role emphasizes underwriting, structuring, and closing loans, plus servicing existing relationships and expanding business locally.

The position requires strong credit analysis, negotiation skills, and proactive relationship development with clients and community contacts. A solid background in commercial banking and customer service is essential.

Qualifications

• Bachelor’s degree preferred in business, finance or accounting.
• Minimum of three years of experience in commercial banking.
• Extensive knowledge of commercial lending policies and procedures.
• Extensive knowledge of lending services and related areas.
• Business development experience.
• Exceptional customer service skills.
• Good problem-solving and decision making skills.
• Demonstrates good judgment.
• Strong interpersonal skills and ability to work with a wide range of people.
• Excellent communication across written, verbal, and non-verbal channels.

Responsibilities

• Acquire, expand and retain commercial relationships using a proactive calling strategy.
• Cross-sell ancillary bank products and services.
• Analyze credit history and determine loan repayment capability.
• Negotiate terms, costs, repayment methods and collateral.
• Develop and maintain competitive interest rate structures.
• Evaluate loan requests and make recommendations to management.
• Oversee daily review, approval, and disposition of commercial overdrafts.
• Review laws/regulations and advise management on implications for lending.

Skills

Customer service

Problem solving

Interpersonal skills

Communication

Initiative

Dependability

Judgment

Time management

Education

Bachelor’s degree in business/finance/accounting

Job description

First United Bank is seeking a Commercial Loan Officer in Edmond to develop and manage a portfolio of commercial loans. The role emphasizes underwriting, structuring, and closing loans, plus servicing existing relationships and expanding business locally.

The position requires strong credit analysis, negotiation skills, and proactive relationship development with clients and community contacts. A solid background in commercial banking and customer service is essential.