Strategic Commercial Lending Advisor

First United Bank; Tulsa (OK); On-site; USD 85,000 - 110,000; Full time

Job summary

First United Bank in Tulsa, OK, seeks a Commercial Loan Officer to develop new business, underwriting, structuring and closing commercial loans. You will maintain and service an existing portfolio while expanding client relationships.

The role requires assessing credit histories, negotiating terms, and staying compliant with lending policies. Join a team committed to growth, community involvement, and excellent service.

Qualifications

• Bachelor's degree in business, finance, or accounting preferred.
• Minimum of three years of experience in commercial banking.
• Extensive knowledge of commercial lending policies and procedures.
• Extensive knowledge of lending services and related areas.
• Business development experience.

Responsibilities

• Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.
• Cross-sell ancillary products and services of the bank.
• Analyzes credit history of applicants and determines loan repayment capabilities.
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
• Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
• Evaluates potential customer loan requests and makes loan recommendations to management.
• Daily review, approval, and disposition of commercial overdrafts.
• Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
• Provides assistance and recommends training for new commercial loan officers.
• Develops new customer prospects and business for First United.
• Represents the bank in the local community through active participation in community affairs.

Skills

Customer service

Communication skills

Business development

Interpersonal skills

Education

Bachelor's degree in business, finance, or accounting

Job description

First United Bank in Tulsa, OK, seeks a Commercial Loan Officer to develop new business, underwriting, structuring and closing commercial loans. You will maintain and service an existing portfolio while expanding client relationships.

The role requires assessing credit histories, negotiating terms, and staying compliant with lending policies. Join a team committed to growth, community involvement, and excellent service.