Commercial Lending Relationship Manager

Farmers National Bank of Canfield; Dublin (OH); On-site; USD 90,000 - 120,000; Full time

Job summary

Farmers National Banc Corp. is seeking a Commercial Lender in Dublin, OH to serve commercial customers and prospects by selling business products and services, analyzing credit worthiness, and presenting proposals.

You will coordinate commitment letters and ensure cross-selling of bank services while maintaining compliance with BSA and AML rules. The role requires a Bachelor's degree in Business Administration or Finance and at least 3 years of commercial lending experience.

Qualifications

• Bachelor degree in Business Administration or Finance.
• Minimum of three (3) years experience as a commercial lender.
• Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected.
• Ability to clearly and effectively communicate both verbally and in writing.
• Frequent travel will be required using reliable personal transportation.

Responsibilities

• Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals
• Analyze credit worthiness of commercial borrowers and make recommendations for extending credit
• Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.
• Promote and cross-sell other Bank services to existing and prospective clients
• Oversee preparation of legal documents for loan closings
• Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions
• Maintain portfolio delinquency at levels acceptable to management
• Interact with operational and technical areas to resolve problems
• Be active in community/civic/professional organizations that promote the bank and engender networking opportunities
• Adhere to all appropriate service standards
• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
• Regular, predictable attendance is an essential requirement of this position

Skills

Credit analysis

Commercial lending

Sales/BD

Communication

MS Word/Excel/Outlook

Education

Bachelor's degree in Business Administration or Finance

Tools

Word

Excel

Outlook

Job description

Description

• Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals
• Analyze credit worthiness of commercial borrowers and make recommendations for extending credit
• Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.
• Promote and cross-sell other Bank services to existing and prospective clients
• Oversee preparation of legal documents for loan closings
• Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions
• Interact with operational and technical areas to resolve problems
• Be active in community/civic/professional organizations that promote the bank and engender networking opportunities
• Adhere to all appropriate service standards
• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
• Regular, predictable attendance is an essential requirement of this position

Job Details

Description

ESSENTIAL DUTIES and RESPONSIBILITIES

• Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals
• Analyze credit worthiness of commercial borrowers and make recommendations for extending credit
• Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.
• Promote and cross-sell other Bank services to existing and prospective clients
• Oversee preparation of legal documents for loan closings
• Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions
• Maintain portfolio delinquency at levels acceptable to management
• Interact with operational and technical areas to resolve problems
• Be active in community/civic/professional organizations that promote the bank and engender networking opportunities
• Adhere to all appropriate service standards
• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
• Regular, predictable attendance is an essential requirement of this position

EDUCATION And/or EXPERIENCE

• Bachelor degree in Business Administration or Finance
• Minimum of three (3) years experience as a commercial lender
• Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected
• Ability to clearly and effectively communicate both verbally and in writing
• Frequent travel will be required using reliable personal transportation

E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.

Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran