Commercial Lending Pro: Originate, Underwrite & Grow

ibankpeoples; Munster (IN); On-site; USD 75,000 - 110,000; Full time

Job summary

Peoples Bank in Munster, IN is seeking a Commercial Lender responsible for originating, underwriting and closing commercial loans and managing a loan portfolio in accordance with bank policies and regulatory guidelines, while developing and servicing loan customers and cross-selling bank products.

This role requires analyzing financial statements, structuring loans, coordinating with internal teams, and maintaining compliance.

Qualifications

• Bachelor's degree in business related field.
• 3–5 years in banking, credit or lending preferred.
• Ability to analyze data and make prudent lending decisions.
• Familiarity with banking software: Salesforce, nCino, Excel.

Responsibilities

• Call on existing customers to retain and expand relationships.
• Develop new customers and prospects to achieve goals.
• Interview borrowers to understand loan requests and business.
• Analyze financial statements and determine borrowing capacity.
• Structure and price loans within underwriting guidelines.
• Underwrite loan files using appraisals, credit reports and collateral.
• Ensure timely documentation and compliance prior to loan closing.
• Participate in the Officer Loan Committee and support credit decisions.

Skills

Financial analysis

Credit analysis

Loan underwriting

Relationship management

Education

Bachelor's degree in business related field

Tools

Salesforce

nCino

Microsoft Excel

Job description

Peoples Bank in Munster, IN is seeking a Commercial Lender responsible for originating, underwriting and closing commercial loans and managing a loan portfolio in accordance with bank policies and regulatory guidelines, while developing and servicing loan customers and cross-selling bank products.

This role requires analyzing financial statements, structuring loans, coordinating with internal teams, and maintaining compliance.