Commercial Lending Portfolio Specialist

Westmark-Credit-Union; Idaho Falls (ID); On-site; USD 42,000 - 54,000; Full time

Benefits offered by this job

PTO & holidays

Health insurance

401k match

Tuition reimbursement

Employee assistance program

Job summary

Westmark Credit Union in Idaho Falls is seeking a Commercial Portfolio Assistant to support the Commercial Portfolio Administrator and lending team with portfolio monitoring, credit analysis preparation, and loan documentation.

This role ensures accurate records, ongoing loan reviews, covenant tracking, and timely follow-up to maintain credit quality across CRE, C&I loans. Excellent benefits and a community-focused workplace await.

Qualifications

• Associate degree or equivalent banking/credit union experience required.
• 1–3 years of banking, credit union operations, lending support or financial services preferred.
• Proficient in Microsoft Excel, including formulas and basic financial calculations.
• Basic understanding of financial statements (balance sheet, income statement, cash flow).
• Strong organizational skills with ability to manage multiple deadlines.
• Effective written and verbal communication skills.

Responsibilities

• Assist with periodic loan reviews by gathering financial statements, tax returns, and required borrower documentation.
• Support portfolio review processes by preparing loan files and updating internal tracking systems.
• Assist in tracking loan requirements, including covenants, insurance, taxes, appraisals, and reserve needs.
• Input and maintain borrower financial information and portfolio monitoring data.
• Prepare preliminary financial spreads using standardized financial analysis software.
• Monitor and follow up on outstanding documentation and compliance items.
• Prepare monthly and quarterly portfolio reports for senior leadership.
• Maintain organized digital loan files per policy and regulatory standards.
• Coordinate communication between Loan Officers, Analysts, and borrowers.
• Support new credit requests and loan renewals.
• Maintain knowledge of commercial lending policies and procedures.

Skills

Attention to detail

Organizational skills

Written & verbal communication

Time management

Education

Associate degree in business/finance/accounting or related field

Tools

Microsoft Excel

Job description

Westmark Credit Union in Idaho Falls is seeking a Commercial Portfolio Assistant to support the Commercial Portfolio Administrator and lending team with portfolio monitoring, credit analysis preparation, and loan documentation.

This role ensures accurate records, ongoing loan reviews, covenant tracking, and timely follow-up to maintain credit quality across CRE, C&I loans. Excellent benefits and a community-focused workplace await.