Commercial Loan Officer

First United Bank; Oklahoma; On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Opportunities for growth and development

Community involvement

Positive workplace culture

Job summary

A prominent financial institution in Oklahoma seeks an experienced professional for commercial banking roles. Responsibilities include acquiring and retaining commercial relationships, analyzing applicants' credit history, and developing new customer prospects. The ideal candidate will have a bachelor's degree in business or finance, at least three years of experience in commercial banking, and exceptional customer service skills. Join our dynamic team and contribute to a culture of success and community involvement.

Qualifications

• Minimum of three years of experience in commercial banking.
• Extensive knowledge of commercial lending policies and procedures.
• Willingness to accept additional responsibilities.

Responsibilities

• Acquire, expand and retain commercial relationships using a proactive calling strategy.
• Analyze credit history of applicants and determine loan repayment capabilities.
• Negotiate credit terms such as costs, loan repayment methods, and collateral specifications.

Skills

Exceptional customer service skills

Good problem-solving and decision making skills

Strong interpersonal skills

Ability to communicate well with customers

Business development experience

Education

Bachelor’s degree in business, finance, or accounting

Job description

We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.* Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.* Cross-sell ancillary products and services of the bank.* Analyzes credit history of applicants and determines loan repayment capabilities.* Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.* Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.* Evaluates potential customer loan requests and makes loan recommendations to management.* Daily review, approval, and disposition of commercial overdrafts.* Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.* Provides assistance and recommends training for new commercial loan officers.* Develops new customer prospects and business for First United.* Represents the bank in the local community through active participation in community affairs.* Handles customer complaints and escalates issues as needed.* Maintains cleanliness in and around work station.* Recommends to supervisor possible methods to improve department.* Completes all required compliance exams on a yearly basis.* Adherence to all First United Policies and Procedures.* Dresses professionally.* Other duties as assigned by supervisor.* Bachelor’s degree in business, finance, or accounting preferred.* Minimum of three years of experience in commercial banking.* Extensive knowledge of commercial lending policies and procedures.* Extensive knowledge of lending services and related areas.* Business development experience.* Exceptional customer service skills.* Good problem-solving and decision making skills.* Demonstrates good judgment.* Strong interpersonal skills and ability to work well with a wide range of people.* Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication.* Willingness to accept additional responsibilities* Dependable and adheres to time lines and schedules.* Takes initiative in development and completion of projects.