Commercial Credit Underwriter III

TreviPay; Overland Park (KS); On-site; USD 95,000 - 140,000; Full time

Benefits offered by this job

Competitive salary

Paid parental leave

Generous paid time off

Medical, dental, vision, FSA, Life/AD&

401K matching

Employee referral program

Job summary

TreviPay is seeking a Commercial Credit Underwriter III to join a dynamic global risk team. You will analyze international, multi-industry credit applicants, assess financial documents and country risks, and provide structured recommendations within risk appetite.

In this role you’ll collaborate with risk and business partners, communicate with senior management on credit issues, and operate with a balance of independence and teamwork to support sustainable growth.

Qualifications

• Bachelor’s or Master’s degree in Accounting, Finance or equivalent.
• Strong knowledge of commercial credit philosophy and policies.
• Excellent verbal and written communication; team oriented.

Responsibilities

• Evaluate international, multi-industry credit applicants for creditworthiness.
• Leverage data to assess risk and provide recommendations within risk appetite.
• Interact with applicants and management to convey credit decisions and rationale.
• Collaborate with risk and business teams to support credit needs.
• Drive continuous improvement in processes and efficiency.

Skills

Credit underwriting

Financial analysis

Risk assessment

Communication

Education

Bachelor’s or Master’s degree in Accounting or Finance

Tools

Moody’s CreditLens

Job description

At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation.

Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment.

The Commercial Credit UnderwriterIII is a dynamic global credit risk role within a best-in-class risk team, helping drive sustainable growth while managing risk to prescribed levels. They are responsible for analyzing and supporting credit decisions for larger public or privately held businesses across several industries and geographic locations, ensuring decisions are rendered timely and within stated risk appetite. They collaborate across multiple risk and business teams to meet client credit needs while proactively ensuring a robust culture of compliance with risk appetite.

Responsibilities

• Evaluate international, multi-industry commercial credit applicants for creditworthiness, assessing complex financial documents, industry/country risks, and payment behavior profiles.
• Leverage internal and external data to assess risk and creditworthiness.
• Provide structure and decision recommendations within stated risk appetite.
• Hold a level of credit approval authority and occasionally interact directly with applicants.
• Work independently without direct supervision.
• Communicate efficiently and effectively with senior management to elevate credit issues.
• Help drive and support innovation and continuous efficiency improvement.

Requirements

• Bachelor’s or master’s degree in Accounting, Finance or equivalent; or formal financial analysis training and credit assessment courses
• Foundational knowledge of commercial business credit philosophy and policies, loan documentation, bankruptcy, and regulatory environment.
• Strong verbal, written, and interpersonal skills.
• Strong analytical and problem-solving skills.
• Ability to formulate and articulate objective views based upon professional analysis.
• Works effectively in a team environment, while assuming individual responsibility.

Preferred Qualifications

• 7+ years of commercial credit underwriting
• Experience with Moody’s CreditLens
• Experience in fraud detection best practices associated with online lending.
• Experience with international lending.

Why you will love working at TreviPay

• Competitive salary
• Paid parental leave
• Generous paid time off
• Medical, dental, vision, FSA, Life/AD&D, long and short term disability
• 401K matching
• Employee referral program

At TreviPay we believe:

• In saying yes to unique and challenging requirements
• Empowered team members are creative team members
• Our products make the customer’s day just a little bit better
• Work/life balance makes us all more effective

TreviPay is an Equal Opportunity and Affitative Action Employer. We welcome all veterans and disabled applicants.

Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact [e-mail] to request an accommodation.