Director, Credit Portfolio Analytics

TreviPay; Kansas; On-site; USD 140,000 - 220,000; Full time

Benefits offered by this job

Competitive salary

Parental leave

Paid time off

Medical benefits

Dental benefits

Vision benefits

401K matching

Employee referrals

Job summary

TreviPay seeks a Director, Credit Portfolio Analytics to lead its trade credit portfolio strategy, blending executive advisory with hands-on analytics across large datasets. The role emphasizes building predictive models, risk frameworks, and data-driven decisions for portfolio health and exposure management.

The candidate will lead a team of analysts, drive governance, and deliver insights to executive leadership on delinquency trends and concentrations, leveraging enterprise BI platforms.

Qualifications

• 12+ years in trade credit, credit risk, or B2B receivables with strategy and execution.
• Bachelor’s degree in quantitative field; strong Excel/SQL and data programming (SAS or Python).
• Ability to translate complex analytics into clear business narratives for executives.

Responsibilities

• Define credit policy, exposure limits, and risk models for a multi-million/billion-dollar trade credit portfolio.
• Deliver executive briefings and forecasts on credit quality and delinquency.
• Monitor macro-level risk across the trade credit ecosystem.
• Lead and develop a high-performing analytics team and establish data standards.
• Design and maintain advanced credit risk models (loss forecasting, PD, roll-rate).
• Write complex queries to extract and analyze large datasets from multiple systems.
• Develop dashboards tracking portfolio health and KPIs for executives.

Skills

Advanced Excel

SQL

Python

Data modeling

Stakeholder communication

Education

Bachelor’s degree in Statistics/Math/Finance

Master’s degree in Statistics/Math/Finance

Tools

Enterprise BI tools

Job description

At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation.

Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment.

We are seeking a Director, Credit Portfolio Analytics with 12+ years of experience to lead our trade credit portfolio strategy while remaining deeply connected to the underlying data. In this role, you will act as a trusted advisor to executive leadership, defining long-term credit risk and exposure management frameworks. Concurrently, you will maintain a “hands-on” approach—building complex analytics and predictive models, writing advanced queries, and personally navigating large datasets to uncover hidden risks and opportunities across the receivables portfolio.

Key Responsibilities

Strategic Leadership & Governance

• Portfolio Governance: Define corporate credit policy, exposure limits, and risk tolerance models for a multi-million/billion-dollar trade credit and receivables portfolio.
• Executive Advisory: Deliver high-impact briefings, predictive forecasts, and strategic recommendations directly to Executive Leadership on portfolio credit quality, delinquency trends, and exposure concentrations.
• Enterprise Risk Management: Monitor macro-level credit, counterparty, and financial risks across the entire trade credit ecosystem, including seller and buyer concentration, industry exposure, and macroeconomic sensitivity.
• Team Leadership: Develop, direct, and upskill a high-performing team of credit and portfolio analysts, establishing data standards and analytical best practices.

Hands-On Analysis & Execution

• Advanced Modeling: Personally design, build, and maintain sophisticated, scalable credit risk and predictive models (e.g., loss forecasting, probability of default, roll-rate, vintage analysis) to evaluate portfolio performance.
• Deep-Dive Analytics: Write complex data queries and code to extract, manipulate, and analyze large datasets from disparate corporate systems, including receivables, collections, and underwriting platforms.
• Root-Cause Diagnostics: Step in to troubleshoot data anomalies, audit complex credit loss and delinquency calculations, and validate the underlying logic of team-generated reports.
• Dashboard Architecture: Support and maintain executive-level dashboards and visualization architectures tracking portfolio health, delinquency, and credit risk KPIs using enterprise BI tools.

Qualifications & Skills

• 12+ years of progressive experience in trade credit, credit risk management, corporate finance, or B2B receivables/portfolio management, with a proven track record of blending strategy with technical execution.
• Bachelor’s degree in Statistics, Mathematics, Finance/Economics or similar quantitative field of study
• Expert-level proficiency in advanced Excel, SQL, and data programming languages (SAS or Python).
• Experience supporting the development of data models and visualizations within Enterprise BI tools.
• Exceptional ability to translate dense, highly technical analytical findings into clear, actionable business narratives for non-technical stakeholders.

Preferred Qualifications

• Master’s Degree in Statistics, Mathematics, Finance/Economics or similar quantitative field of study
• Strong knowledge of B2B and/or Business Banking credit product pricing and profitability principles
• Statistical modeling experience (logistic regression, machine learning, SVM, and more)
• Prior leadership/management experience

Why you will love working at TreviPay

• Competitive salary
• Paid parental leave
• Generous paid time off
• Medical, dental, vision, FSA, Life/AD&D, long and short term disability
• 401K matching
• Employee referral program

At TreviPay We Believe

• in saying yes to unique and challenging requirements
• empowered team members are creative team members
• our products make the customer’s day just a little bit better
• work/life balance makes us all more effective

TreviPay is an Equal Opportunity and Affimative Action Employer. We welcome all veterans and disabled applicants.

Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact [email protected] to request an accommodation.