Commercial Credit Underwriter II — Growth & Impact

TD Bank; Mount Pleasant (SC); On-site; USD 48,000 - 79,000; Full time

Job summary

TD Bank seeks a Commercial Credit Underwriter II in Mount Laurel, NJ to analyze, underwrite, and potentially finalize commercial loan decisions, following sound lending practices and regulations.

The role emphasizes financial statement analysis, cash flow review, and collaboration with borrowers' accountants; it also includes mentoring underwriting staff and ensuring timely, high-quality loan processing in a high-volume environment.

Qualifications

• Strong analytical and research skills.
• Experience with commercial lending underwriting.
• Ability to meet deadlines and work with multiple business partners.

Responsibilities

• May possess loan decision authority up to policy limits.
• Mentor and develop underwriting staff.
• Underwrites loans and analyzes historical financials and cash flows.
• Researches economic and market conditions relevant to borrowers.
• Sets lending conditions to expedite closings while maintaining quality.

Skills

Analytical skills

Credit underwriting

Financial statement analysis

Education

Undergraduate degree

Job description

TD Bank seeks a Commercial Credit Underwriter II in Mount Laurel, NJ to analyze, underwrite, and potentially finalize commercial loan decisions, following sound lending practices and regulations.

The role emphasizes financial statement analysis, cash flow review, and collaboration with borrowers' accountants; it also includes mentoring underwriting staff and ensuring timely, high-quality loan processing in a high-volume environment.