Commercial Credit Analyst II: In-Depth Lending Insights

TD Bank, N.A.; Kings Manor (PA); On-site; USD 62,000 - 93,000; Full time

Job summary

TD Bank, N.A. in King of Prussia, PA seeks a Credit Analyst II to perform in-depth industry and financial analysis of borrowers. This role supports Lending and Credit functions and conducts underwriting analysis of borrower creditworthiness.

The position demands strong analytical, research, and communication skills; travel may be required and the compensation aligns with TD's Total Rewards and growth opportunities.

Qualifications

• 4 year degree or equivalent experience.
• 2+ years related experience required.
• Developed knowledge of credit and financial analysis techniques.
• Exhibits the ability to gather, consolidate, analyze and summarize data to provide well-considered recommendations.
• Strong oral and written communication skills.
• Strong analytical and research skills.
• Developed PC skills including demonstrated proficiency in word processing and spreadsheet software.
• Ability to multi-task and meet deadlines.
• Ability to maintain the confidentiality of credit and Customer information.
• Good interpersonal skills and a team orientation.

Responsibilities

• Conduct in-depth financial analysis of moderately complex loans/industries/Customers.
• Support underwriting and credit decisions with analytical memos and data.
• Identify credit risk factors by reviewing financial statements and industry data.
• Prepare written analyses and recommendations for approval or structuring.
• Maintain credit files and monitor updated financials and memos.

Skills

Credit analysis

Financial analysis

Written & verbal communication

Excel proficiency

Research skills

Education

Bachelor's degree or equivalent

Job description

TD Bank, N.A. in King of Prussia, PA seeks a Credit Analyst II to perform in-depth industry and financial analysis of borrowers. This role supports Lending and Credit functions and conducts underwriting analysis of borrower creditworthiness.

The position demands strong analytical, research, and communication skills; travel may be required and the compensation aligns with TD's Total Rewards and growth opportunities.