Credit Analyst: Data-Driven Financial Risk & Insight

American Commercial Bank & Trust

Bristol Township (IL)

On-site

USD 65,000 - 90,000

Full time

3 days ago

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Job summary

American Commercial Bank & Trust, located in Yorkville, IL, is seeking a Credit Analyst to gather and analyze financial data to assess creditworthiness for new and existing clients. The role emphasizes quantitative analysis, presenting detailed credit write-ups to the Loan Committee, and collaboration with lenders and credit staff.

The ideal candidate holds a Bachelor's degree in accounting, finance, economics, or business, with 2+ years of credit experience and strong analytical, mathematical,

Qualifications

Bachelor's degree in accounting, finance, economics, or business.
2+ years of credit experience desirable.
Solid understanding of accounting, statistics, and economics.
Knowledge of commercial credit analysis, market trends and loan procedures.

Responsibilities

Analyze and spread financial statements for new and potential clients.
Perform cash flow analysis and debt coverage calculations.
Review collateral and conduct quantitative risk analysis.
Collaborate with lenders and credit staff to verify loan information.
Support audits and compliance reviews.

Skills

Commercial credit analysis

Market trends

Loan procedures

Attention to detail

Analytical thinking

Quantitative skills

Time management

Project management

Research & reporting

Interpersonal skills

Education

Bachelor's degree in accounting/finance

Tools

LoanVantage

Job description

The ideal candidate holds a Bachelor's degree in accounting, finance, economics, or business, with 2+ years of credit experience and strong analytical, mathematical,

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