Commercial Credit Analyst & Underwriting Expert

Berkshire Bank; Springfield (MA); On-site; USD 52,000 - 90,000; Full time

Job summary

Beacon Bank in Springfield, MA is seeking a commercial credit underwriter to analyze and underwrite credit requests for prospects and customers and to monitor loans within the portfolio under the supervision of lending officers.

The ideal candidate has a bachelor's degree, at least two years of commercial credit experience, excellent written and oral communication, and proficiency with Excel, Word and Access. Be prepared to collaborate with Relationship Managers and ensure policy compliance.

Qualifications

• Bachelor's degree in a relevant field.
• Minimum of 2 years of commercial credit experience.
• Strong written and oral communication skills.
• Familiarity with credit policy and underwriting standards.
• Proficiency with PC applications and banking software.

Responsibilities

• Analyze and underwrite credit requests for prospects and customers.
• Monitor and maintain loans within the portfolio under supervision.
• Discuss deal structure, cash flow, collateral, and customer character with Relationship Managers.
• Collaborate with lenders, participate in annual reviews, and track portfolio risks.
• Ensure compliance with bank policy and underwriting standards.

Skills

Excellent communication

Excel

Word

Access

Credit policy knowledge

Compliance awareness

Education

Bachelor's degree in relevant field

Tools

Excel

Word

Access

Job description

Beacon Bank in Springfield, MA is seeking a commercial credit underwriter to analyze and underwrite credit requests for prospects and customers and to monitor loans within the portfolio under the supervision of lending officers.

The ideal candidate has a bachelor's degree, at least two years of commercial credit experience, excellent written and oral communication, and proficiency with Excel, Word and Access. Be prepared to collaborate with Relationship Managers and ensure policy compliance.