Commercial Credit Analyst: Underwrite & Analyze Loans

Ascend Bank; Wallingford (CT); On-site; USD 52,000 - 64,000; Full time

Job summary

Ascend Bank is seeking a Credit Analyst to assess commercial loan requests in Wallingford, CT. You will analyze financial statements, assess credit risk, and prepare underwriting documentation for loan decisions.

Ideal candidates have 0–2 years in underwriting, a bachelor's degree in business/finance/accounting, and strong Excel skills. The role requires collaboration with lending officers and ongoing file maintenance within the bank's policies.

Qualifications

• Banking education, training, or professional certifications are preferred.
• Strong financial analytical skills are required.
• Proficiency in Word, Excel, and other Microsoft Office applications is required.
• Familiarity with automated underwriting systems is a plus.
• Excellent verbal and written communication skills with diverse stakeholders.

Responsibilities

• Analyze credit risk for commercial loan requests and make recommendations.
• Collaborate with Commercial Lending Officers to obtain underwriting information.
• Prepare financial analyses and cash flow analyses for borrowers.
• Maintain commercial credit files and assist in annual reviews of loan relationships.
• Promote community involvement and awareness of business lending opportunities.

Skills

Financial analysis

Communication skills

MS Office

Underwriting systems

Data management

Education

Bachelor's degree

Tools

Microsoft Word

Microsoft Excel

Job description

Ascend Bank is seeking a Credit Analyst to assess commercial loan requests in Wallingford, CT. You will analyze financial statements, assess credit risk, and prepare underwriting documentation for loan decisions.

Ideal candidates have 0–2 years in underwriting, a bachelor's degree in business/finance/accounting, and strong Excel skills. The role requires collaboration with lending officers and ongoing file maintenance within the bank's policies.