Commercial Credit Analyst: Impactful Lending & Risk Insight

Lever, Inc.; Spokane (WA); Remote; USD 63,000 - 83,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Long-term disability

Short-term disability

Life insurance

401(k) with match

Tuition reimbursement

Paid vacation time

Paid sick time

11 paid holidays

Job summary

Banner Bank in Spokane, WA is seeking a Credit Analyst to help assess commercial lending opportunities and support loan decisions. You will analyze financial statements, tax returns, cash flow, and collateral to provide thoughtful, well-supported credit analyses.

The role emphasizes accuracy, regulatory compliance, and timely collaboration with loan teams. A Bachelor's degree and 2+ years of credit/financial analysis experience are required, with comprehensive benefits and a strong work culture.

Qualifications

• Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or related field (Required).
• Equivalent combination of education and experience considered.

Responsibilities

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests from simple to moderately complex.
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.

Skills

Credit analysis

Analytical thinking

Communication

Education

Bachelor's degree or equivalent

Tools

Excel

Word

Job description

Banner Bank in Spokane, WA is seeking a Credit Analyst to help assess commercial lending opportunities and support loan decisions. You will analyze financial statements, tax returns, cash flow, and collateral to provide thoughtful, well-supported credit analyses.

The role emphasizes accuracy, regulatory compliance, and timely collaboration with loan teams. A Bachelor's degree and 2+ years of credit/financial analysis experience are required, with comprehensive benefits and a strong work culture.