Commercial Credit Analyst - Impactful Lending & Growth

First Bank and Trust Company; Wise (VA); On-site; USD 48,000 - 60,000; Full time

Benefits offered by this job

PTO 20 days/year

11 paid holidays

Medical, Dental and Vision Insurance

401K/ESOP

Life Insurance 2x base salary

Long-term disability

Job summary

First Bank and Trust Company is seeking a Commercial Credit Analyst to be located in Southwest Virginia (Wise / Abingdon) or Northeast TN (Kingsport / Bristol / Morristown) to support commercial lending activities and credit quality. A bachelor’s degree in Accounting, Finance and Business and/or Economics is preferred, with 3–5 years of credit analysis and/or financial accounting experience.

The role involves thorough credit analysis of loan requests, assessment of credit-worthiness, and

Qualifications

• Bachelor’s degree in Accounting, Finance and Business and/or Economics with sufficient credits in accounting.
• 3–5 years of commercial credit analysis and/or financial accounting experience preferred.
• Strong financial analysis, accounting skills, and communication abilities.

Responsibilities

• Perform thorough credit analysis of commercial loan requests and related financial information.
• Assess credit-worthiness of commercial and agricultural loan requests.
• Prepare complete, accurate written reports summarizing financial information and lending risks.

Skills

Financial analysis

Credit analysis

Accounting

Verbal communication

Written communication

Attention to detail

Teamwork

Education

Bachelor's degree in Accounting/Finance/Business/Economics

Tools

Microsoft Word

Microsoft Excel

Job description

First Bank and Trust Company is seeking a Commercial Credit Analyst to be located in Southwest Virginia (Wise / Abingdon) or Northeast TN (Kingsport / Bristol / Morristown) to support commercial lending activities and credit quality. A bachelor’s degree in Accounting, Finance and Business and/or Economics is preferred, with 3–5 years of credit analysis and/or financial accounting experience.

The role involves thorough credit analysis of loan requests, assessment of credit-worthiness, and