Commercial Credit Analyst: Lending Insights & Reports

FIRST BANK AND TRUST COMPANY; Abingdon (VA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

PTO 20 days

Paid holidays

Health insurance

401K/ESOP

Life insurance

Long-term disability

Job summary

First Bank and Trust Company in Southwest Virginia (Wise/Abingdon) seeks a Commercial Credit Analyst to analyze credit requests and related financial information for commercial and agricultural lending. You will prepare objective written reports highlighting strengths and weaknesses to support lending decisions.

The role requires strong financial analysis, accounting skills, and proficiency in Excel; teamwork is essential in a collaborative lending environment.

Qualifications

• Bachelor's degree in Accounting/Finance/Economics (with sufficient credits in accounting) required or preferred.
• Three to five years of commercial credit analysis and/or financial accounting experience preferred.
• Candidates should possess strong financial analysis and accounting skills, critical thinking, written and verbal communication skills, and attention to detail.

Responsibilities

• Perform thorough credit analysis of commercial loan requests and related financial information.
• Assess credit-worthiness of commercial and agricultural loan requests.
• Provide complete, objective written reports highlighting strengths and weaknesses to support lending decisions.

Skills

Financial analysis

Accounting

Critical thinking

Written communication

Verbal communication

Attention to detail

Team player

Microsoft Word

Excel

Education

Bachelor's degree in Accounting/Finance/Economics

Tools

Excel

Word

Job description

First Bank and Trust Company in Southwest Virginia (Wise/Abingdon) seeks a Commercial Credit Analyst to analyze credit requests and related financial information for commercial and agricultural lending. You will prepare objective written reports highlighting strengths and weaknesses to support lending decisions.

The role requires strong financial analysis, accounting skills, and proficiency in Excel; teamwork is essential in a collaborative lending environment.