C&I Credit Analyst II — Underwriting & Credit Strategy

LE001 Northwest Bank; United States; On-site; USD 62,000 - 110,000; Full time

Job summary

Northwest Bank is seeking a Credit Analyst to support commercial lending and loan portfolio management. The role focuses on credit memos for new money requests and may involve annual reviews and modifications. You will perform financial statement spreading, underwriting, and risk assessments to determine repayment capability.

Onsite Monday through Thursday with Fridays optional work-from-home, and opportunities for professional development. The bank offers competitive compensation and benefits.

Qualifications

• Bachelor's degree in business administration, management, accounting, finance or related discipline.
• 3-5 years of relevant commercial lending or credit administration experience, formal credit training a plus.

Responsibilities

• Prepare timely, high quality credit analysis and recommendations for credit actions.
• Analyze financial statements, industry risk, loan structure and market conditions to assess creditworthiness.
• Conduct underwriting tasks and determine appropriate risk ratings for credits.
• Assist in OM calls and prepare Opportunity Memos for presentation.
• Maintain data integrity in underwriting platform and ensure compliance with policies.

Skills

Credit analysis

Financial spreading

Underwriting

Microsoft Office

Risk assessment

Education

Bachelor's degree in business administration, management, accounting, finance or related discipline

Tools

Credit analysis software

Spreading software

Microsoft Office

Job description

Northwest Bank is seeking a Credit Analyst to support commercial lending and loan portfolio management. The role focuses on credit memos for new money requests and may involve annual reviews and modifications. You will perform financial statement spreading, underwriting, and risk assessments to determine repayment capability.

Onsite Monday through Thursday with Fridays optional work-from-home, and opportunities for professional development. The bank offers competitive compensation and benefits.