Commercial Credit Analyst I - Underwriting & Loan Packaging

Rally Credit Union; McAllen (TX); On-site; USD 70,000 - 110,000; Full time

Job summary

Rally Credit Union in McAllen, TX, seeks a Commercial Credit Underwriter to assess business loan requests, analyze financial statements, projections, and credit histories, and prepare underwriting opinions that drive loan decisions.

You will collaborate with commercial lenders, interview members, review collateral, assess risk, ensure compliance with BSA/AML/CIP and other regulations, and compile complete loan packages for approval; occasional travel may be required.

Qualifications

• Bachelor's degree in finance or business-related field is required.
• Experience in financial institution underwriting is preferred.
• Strong analytical and written communication skills required.

Responsibilities

• Underwrite commercial loan requests after reviewing financial statements and projections.
• Coordinate with commercial lenders to assemble complete loan packages for approval.
• Ensure compliance with BSA/AML, CIP and related regulations; manage collateral evaluations.

Skills

Financial analysis

Credit underwriting

Regulatory compliance

Loan documentation

Education

Bachelor's degree in finance or business-related field

Tools

Excel

PowerPoint

Word

Job description

Rally Credit Union in McAllen, TX, seeks a Commercial Credit Underwriter to assess business loan requests, analyze financial statements, projections, and credit histories, and prepare underwriting opinions that drive loan decisions.

You will collaborate with commercial lenders, interview members, review collateral, assess risk, ensure compliance with BSA/AML/CIP and other regulations, and compile complete loan packages for approval; occasional travel may be required.