Commercial Credit Analyst I - Banking & Loans

Great Southern Bank; Charlotte (NC); On-site; USD 55,000 - 75,000; Full time

Job summary

Great Southern Bank is seeking a success-driven Commercial Banking Credit Analyst in Charlotte, NC. The role supports Market Managers and Relationship Managers by preparing memorandums and loan approval summaries, researching financial data, and presenting to loan committees.

The position requires 1–2 years of relevant credit analysis experience or recent graduation with a finance-related degree, and may include a training track that relocates to Missouri before transitioning to Charlotte.

Qualifications

• Bachelor's degree in Business, Accounting, Economics, Finance or related field or four years equivalent relevant work experience.
• 1-2 years of additional relevant work experience and/or training as a Commercial Credit Analyst or recent successful completion of the bank's lending trainee program.
• Proficiency with desktop tools including Excel and Word; basic PowerPoint skills.

Responsibilities

• Prepare memorandums and loan approval summaries for prospective and renewing loans.
• Analyze financial statements, industry trends, and credit facilities with relevant stakeholders.
• Attend loan committee meetings and assist with data presentations.
• Assist with department goals including past due loans and financials of borrowers.
• Prepare reports for Market Manager, Relationship Managers, and senior management.
• Maintain clear communication with clients and collect necessary financial data.

Skills

Financial analysis

Communication

Credit review

Education

Bachelor's degree in Business/Finance

4-year degree or equivalent experience

Tools

Excel

PowerPoint

Job description

Great Southern Bank is seeking a success-driven Commercial Banking Credit Analyst in Charlotte, NC. The role supports Market Managers and Relationship Managers by preparing memorandums and loan approval summaries, researching financial data, and presenting to loan committees.

The position requires 1–2 years of relevant credit analysis experience or recent graduation with a finance-related degree, and may include a training track that relocates to Missouri before transitioning to Charlotte.