Commercial Credit Analyst — Cash-Flow & Lending Insight

Stifel, Incorporated; St. Louis (MO); Vor Ort; USD 55.000 - 75.000; Vollzeit

Zusammenfassung

Stifel, Incorporated is seeking a Credit Analyst to support Commercial Lenders and Portfolio Managers with financial analysis to determine borrower creditworthiness. The role involves exposure to private and public companies across diverse industries and both loan opportunities and syndications.

The ideal candidate will analyze financial statements, prepare credit evaluations, and monitor the loan portfolio while maintaining up-to-date financial documentation and compliance certificates.

Qualifikationen

• Bachelor’s degree in finance, accounting or equivalent experience.
• 0–2 years of commercial credit analyst experience.
• Knowledge of economic and accounting principles and financial markets.

Aufgaben

• Analyze business financial statements and build cash flow models for credit decisions.
• Assist in credit memos, annual and quarterly reviews, and risk ratings.
• Support ongoing management and monitoring of commercial loan portfolio.
• Ensure financial statements and compliance certificates are up-to-date.
• Research borrower creditworthiness using financial data and third-party information.
• Support monthly Board of Directors reporting on commercial relationships.
• Assist on Corporate Banking projects as needed.

Kenntnisse

Self-motivation

Communication

Financial analysis

Analytical reasoning

Independent work

Ausbildung

Bachelor’s degree in finance/accounting

0–2 years credit analyst experience

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Outlook

Jobbeschreibung

Stifel, Incorporated is seeking a Credit Analyst to support Commercial Lenders and Portfolio Managers with financial analysis to determine borrower creditworthiness. The role involves exposure to private and public companies across diverse industries and both loan opportunities and syndications.

The ideal candidate will analyze financial statements, prepare credit evaluations, and monitor the loan portfolio while maintaining up-to-date financial documentation and compliance certificates.