Commercial Banking Officer

gpac; Silverhill (AL); On-site; USD 70,000 - 110,000; Full time

Job summary

gpac has partnered with a respected regional bank in Alabama to hire a Commercial Banking Officer. You will develop new commercial loan business, structure and close deals, and manage a diverse portfolio while representing the bank in the community.

Ideal candidates bring a bachelor's degree, 3+ years in banking, strong underwriting, and outstanding communication skills. You will proactively cross-sell banking services, coordinate with operations, and ensure compliance throughout loan cycles.

Qualifications

• Bachelor's degree in a relevant field.
• At least 3 years' banking or financial services experience.
• Strong communication and presentation skills.
• Proven underwriting experience including credit analysis.

Responsibilities

• Evaluate client needs and tailor financial solutions including commercial loans and other banking products.
• Promote and cross-sell the full range of banking services to meet client goals.
• Provide prompt responses to client inquiries within 24 hours.
• Maintain strong relationships with current clients to foster growth.
• Network at community events and with centers of influence to cultivate relationships.
• Achieve monthly call and outreach targets through prospecting.
• Prepare detailed credit analyses, loan memos, and ensure loan documentation is complete.

Skills

Exceptional communication

Customer relationship management

Underwriting experience

Multi-tasking

MS Office proficiency

Education

Bachelor's degree

Tools

Excel

Outlook

Word

Job description

WeAreHiring: Commercial Banking Officer

Are you ready to elevate your career in the financial services industry? Our client, a respected bank in your area, is seeking an experienced Commercial Banking Officer to join their team. This role offers a unique opportunity to develop new commercial loan business, structure and close deals, and manage a diverse portfolio while representing the bank in the community.

Key Responsibilities

• Evaluate client needs and tailor financial solutions including commercial loans and other banking products.
• Actively promote and cross-sell the full range of banking services to meet client goals.
• Provide prompt, professional responses to client inquiries within 24 hours.
• Maintain strong relationships with current clients to foster goodwill and enhance business growth.
• Participate in networking activities such as community events, Chambers of Commerce, and cultivate relationships with centers of influence.
• Achieve monthly call and outreach targets through warm and cold prospecting.
• Prepare detailed credit analyses, loan memos, and ensure loan documentation is complete and accurate.
• Manage timely loan closings and client communications regarding account status.
• Coordinate with operations to resolve credit and account issues efficiently.
• Maintain strict adherence to all banking compliance regulations.

Qualifications

• Bachelor's degree in a relevant field.
• A minimum of 3 years' experience in banking or financial services.
• Proven track record working with customers at diverse organizational levels, including business owners and managers.
• Exceptional communication and presentation skills.
• Strong underwriting experience including proposal preparation and credit analysis.
• Ability to work independently, stay organized, and manage multiple tasks effectively.
• Proficiency in Microsoft Outlook, Word, and Excel.

Preferred Experience

• Handling loan sizes averaging $500K, with portfolio exposure to $3M to $10M commercial and industrial loans.
• Experience with a diverse credit portfolio.
• Bringing an existing portfolio is a plus.

Compensation & Benefits

• Competitive base salary plus up to 40% variable compensation based on loan and deposit growth.
• Health, dental, and 401(k) benefits.

Work Environment

• Enjoy a balanced role with both office-based and community engagement activities.

This is an excellent chance to contribute to a thriving financial institution and grow your career in commercial banking.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.