Commercial Banking Intern: Credit & Risk Analysis

First Merchants Corporation; Michigan; On-site; USD 25,000 - 30,000; Full time

Job summary

First Merchants Corporation offers a 12-week paid Summer Internship Program designed for motivated college students across Credit Administration, Commercial Banking, Consumer Banking, and more. Interns gain exposure to credit risk assessment, financial analysis, and portfolio management while engaging with leaders across the organization.

The program emphasizes hands-on learning, mentorship, and participation in a community service project, with networking opportunities at Intern Meet & Greet

Qualifications

• Be a full-time Bachelor (or higher) degree-seeking student at an accredited college or university.
• Be available to work 40 hours per week from May 17th- August 6th, 2027.
• Be authorized to work in the United States.
• Have demonstrated interest in the industry and/or specific area of interest.
• Possess a GPA of 3.0 or higher.
• Be able and willing to travel periodically throughout the First Merchants footprint, if applicable.

Responsibilities

• Learn the roles within commercial banking and the products and services the bank provides to commercial customers.
• Gain skills in assessing credit risk, analyzing financial data, portfolio management, and the team-based credit decision process.
• Learn the commercial banking sales cycle, relationship banking, and whole-bank selling techniques.
• Participate in client calls and support relationship managers on prospecting activities.
• Monitor loan maturity dates and contribute to renewal strategies.

Job description

First Merchants Corporation offers a 12-week paid Summer Internship Program designed for motivated college students across Credit Administration, Commercial Banking, Consumer Banking, and more. Interns gain exposure to credit risk assessment, financial analysis, and portfolio management while engaging with leaders across the organization.

The program emphasizes hands-on learning, mentorship, and participation in a community service project, with networking opportunities at Intern Meet & Greet