Commercial Banker I

United Bank, Inc.; Charlottesville (VA); Presencial; USD 88.000 - 155.000; Jornada completa

Descripción de la vacante

United Bank in Charlottesville, VA seeks a skilled banking professional to support commercial lending and credit analysis. The role emphasizes building strong business relationships, analyzing financial data, and maintaining compliance with regulations.

Expect occasional travel within the market as needed to serve clients. With a base compensation range noted in the company profile, the position rewards experience with potential merit increases and opportunities for bonuses and incentives.

Formación

• Bachelor’s degree preferred in business, finance, or related field
• Minimum two years of banking experience, preferably as a Commercial Lender or Portfolio Manager
• Demonstrated ability to grow and manage customer relationships
• Must have formal credit analysis training or sufficient lending experience
• Proficiency in Microsoft Office products is required
• Ability to analyze complex financial data and make credit decisions
• Excellent verbal and written communication skills
• High level of professionalism and maturity
• Willingness to travel within the assigned market as needed

Responsabilidades

• Sitting or standing for extended periods of time
• Operate computer hardware and software efficiently
• Converse and exchange information with all levels of staff
• Observe, perceive, identify, and translate data
• Travel via air, rail, automobile and/or bus

Conocimientos

Relationship building

Credit analysis

Financial data analysis

Verbal communication

Written communication

Professionalism

Adaptability

Educación

Bachelor’s degree in business/finance or related field

Credit analysis training or lending experience

Herramientas

Microsoft Office

Descripción del empleo

Current employees should explore opportunities and apply through the internal job portal.

Qualifications

• Bachelor’s degree preferred, with a focus in business, finance, or another related field
• Minimum two (2) years of related Banking experience, preferably as a Commercial Lender or Portfolio Manager, is required.
• Demonstrated ability of holding effective and successful business relationships is essential
• Must have formal credit analysis training or sufficient lending experience
• Proficiency in Microsoft Office Products is required
• Demonstrated ability to grow and management customer relationships
• Ability to organize and analyze complex financial data
• Knowledge and understanding of all federal and state regulations regarding lending and related departments.
• Excellent analytical and mathematical skills and ability to make a credit decision
• Excellent verbal and written communication skills
• Demonstrated high level of professionalism and maturity
• Ability to work off normal work schedule to meet customer needs as well as attend community functions and events for business development.
• Minimal travel within the assigned market is required.

Essential Functions

• Sitting or standing for extended periods of time.
• Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, and other computer components.
• Ability to converse and exchange information with all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to travel via air, rail, automobile and/or bus.

Company Profile

In Charlottesville, VA the range for this role is $88,400 to $154,700. Placement within the range will be determined on an individualized basis commensurate with experience and skills and is only one part of the total compensation package. Your base salary may be subject to an annual merit increase based upon performance and, depending on the position, may be eligible for cash bonuses, long-term incentives, commissions, and other United Bank sponsored benefit programs. At United, we recognize our employees as our greatest asset, and we strive to provide professional and personal development opportunities such as career advancement, job and industry trainings, wellness initiatives, mentoring and leadership programs.

At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.