Commercial Banker III

United Bank; Northern (KY); Hybrid; USD 136,000 - 237,000; Full time

Job summary

United Bank is seeking a qualified Commercial Banking Analyst to evaluate credit data and financial statements in order to determine the risk in extending credit or lending money. The role requires strong analytical abilities and proficiency with regulatory standards, with collaboration across departments to support client needs.

The ideal candidate will have a Bachelor’s degree, 4+ years in Commercial Banking, and solid experience in credit analysis and financial data interpretation.

Qualifications

• Bachelor’s degree in business, finance or related field.
• Minimum of four (4) years of related experience in Commercial Banking is required.
• Formal credit analysis training and working experience in applying is required.
• Proficiency in Microsoft Office Products is required.
• Ability to organize and analyze complex financial data is required.
• Knowledge and understanding of all federal and state regulations regarding lending and related departments and ability to stay current is required.
• Excellent analytical and mathematical skills and ability to make a credit decision is required.
• Excellent verbal and written communication skills is required.
• Demonstrated high level of professionalism and maturity is required.
• Ability to work off normal work schedule to meet customer needs and attend community functions for business development is required.
• Minimal travel within assigned market is required.

Responsibilities

• Sitting or standing for extended periods of time.
• Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.
• Ability to converse and exchange information with all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to travel via air, rail, automobile and/or bus.

Skills

Credit analysis

Regulatory knowledge

Analytical thinking

Communication skills

Professionalism

Flexibility

Travel readiness

Financial data analysis

Education

Bachelor’s degree

Tools

Microsoft Office

Job description

Current employees should explore opportunities and apply through the internal job portal.

Qualifications

SKILLS/QUALIFICATIONS:

• Bachelor’s degree required, preferably in business, finance or another related field
• Minimum of four (4) years of related experience in Commercial Banking is required.
• Formal credit analysis training and working experience in applying is required
• Proficiency in Microsoft Office Products is required
• Ability to organize and analyze complex financial data is required
• Knowledge and understanding of all federal and state regulations regarding lending and related departments and ability to stay current is required
• Excellent analytical and mathematical skills and ability to make a credit decision is required
• Excellent verbal and written communication skills is required
• Demonstrated high level of professionalism and maturity is required
• Ability to work off normal work schedule to meet customer needs as well as attend community functions and events for business development is required
• Minimal travel within assigned market is required

KEY COMPETENCIES:

Essential Functions:

• Sitting or standing for extended periods of time.
• Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.
• Ability to converse and exchange information with all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to travel via air, rail, automobile and/or bus.

Company Profile

In Washington DC, the expected base pay salary range for this role is $135,709- $237,491 placement within the range will be determined on an individualized basis commensurate with experience and skills and is only one part of the total compensation package. Your base salary may be subject to an annual merit increase based upon performance and, depending on the position, may be eligible for cash bonuses, long-term incentives, commissions, and other United Bank sponsored benefit programs. At United, we recognize our employees as our greatest asset, and we strive to provide professional and personal development opportunities such as career advancement, job and industry trainings, wellness initiatives, mentoring and leadership programs.

At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.