Commercial Banker III

United Bank; Chamblee (GA); On-site; USD 90,000 - 120,000; Full time

Job summary

United Bank in Georgia is seeking an experienced Credit Analyst for its Commercial Banking team. You will apply formal credit analysis to evaluate borrower risk, structure loans, and support credit decision-making.

The role requires at least four years in commercial banking, proficiency in MS Office, and strong written and verbal communication. Some travel within the market may be required to build relationships and ensure regulatory compliance.

Qualifications

• Bachelor’s degree in business, finance or related field.
• At least four years of Commercial Banking experience.
• Formal credit analysis training and practical application.
• Proficiency in Microsoft Office products.
• Ability to analyze complex financial data and make credit decisions.
• Strong verbal and written communication.
• Willingness to travel within the assigned market.

Responsibilities

• Sit or stand for extended periods while performing duties.
• Operate a computer and related equipment.
• Communicate effectively with all staff levels.
• Observe, perceive, identify, and translate data.
• Travel by air, rail, automobile and/or bus as needed.

Skills

Credit analysis

Regulatory knowledge

MS Office proficiency

Financial data analysis

Communication skills

Professionalism

Business development travel

Education

Bachelor’s degree in business/finance or related field

Job description

Qualifications

SKILLS/QUALIFICATIONS:

• Bachelor’s degree required, preferably in business, finance or another related field
• Minimum of four (4) years of related experience in Commercial Banking is required.
• Formal credit analysis training and working experience in applying is required
• Proficiency in Microsoft Office Products is required
• Ability to organize and analyze complex financial data is required
• Knowledge and understanding of all federal and state regulations regarding lending and related departments and ability to stay current is required
• Excellent analytical and mathematical skills and ability to make a credit decision is required
• Excellent verbal and written communication skills is required
• Demonstrated high level of professionalism and maturity is required
• Ability to work off normal work schedule to meet customer needs as well as attend community functions and events for business development is required
• Minimal travel within assigned market is required

KEY COMPETENCIES:

Essential Functions:

• Sitting or standing for extended periods of time.
• Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.
• Ability to converse and exchange information with all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to travel via air, rail, automobile and/or bus.

Company Profile

At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.