Collateral Manager

Obra-Capital,-Inc.; Carrollton (TX); On-site; USD 70,000 - 110,000; Full time

Job summary

Obra-Capital,-Inc. is seeking a Collateral Manager to oversee end-to-end titling processes and collateral operations, ensuring accuracy, timeliness, and regulatory compliance. You will lead staff, audit collateral records, and report statuses to management and lending partners.

The role requires 5+ years in collateral titling, strong leadership, and proficiency with MS Office, with a focus on documentation accuracy and cross-functional collaboration with dealerships and banks.

Qualifications

• 3–5 years of leadership/management experience.
• 5+ years of collateral titling experience.
• Thorough knowledge of state title regulations and operational requirements.
• Excellent communication and interpersonal skills.
• Strong organizational and problem-solving skills.
• Ability to work in a fast-paced and dynamic environment.
• Proficient in Microsoft Office and other relevant software.

Responsibilities

• Oversee end-to-end titling process including submissions, corrections, liens, and releases.
• Lead collateral operations, tracking and reconciling collateral from dealerships and banking partners.
• Supervise collateral staff with workflow direction and performance oversight.
• Conduct audits and reconciliations of collateral on hand; resolve discrepancies with partners.
• Prepare and deliver regular collateral status reports to management and lending partners.
• Ensure timely return or retrieval of collateral from financial institutions and dealerships; uphold compliance.

Skills

Leadership & management

Collateral titling experience

State title regulations knowledge

Communication

Organizational skills

Problem solving

Fast-paced environment adaptability

Tools

Microsoft Office

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Position Overview:

The Collateral Manager oversees the end-to-end titling process, including title submission, corrections, lien placement, and release, while ensuring all title documents are processed accurately and on time to maintain compliance and prevent funding delays, and maintaining strict adherence to state Department of Motor Vehicles regulations, internal policies, and auto-finance compliance standards. In addition, the manager leads collateral operations, ensuring all collateral received from dealerships and banking partners is properly tracked, recorded, and reconciled; supervising collateral staff through workflow direction, performance oversight, and task delegation; conducting and overseeing audits and reconciliations of collateral on hand; and resolving collateral discrepancies efficiently with internal and external partners. The role prepares and delivers regular collateral status reports to management and lending partners, ensures timely return or retrieval of collateral from financial institutions and dealerships, and upholds high standards of customer service and regulatory compliance across all title and collateral functions. The manager identifies opportunities to improve titling and collateral processes, implements operational enhancements, and promotes a culture of teamwork, accountability, and operational excellence.

Qualifications:

• 3-5 years of leadership/management experience
• 5+ years of collateral titling experience
• Thorough knowledge of state title regulations and operational requirements.
• Excellent communication and interpersonal skills.
• Strong organizational and problem-solving skills.
• Proficient in Microsoft Office and other relevant software.
• Ability to work in a fast-paced and dynamic environment.