Closer II

NFM Lending, LLC; Encinitas (CA); On-site; USD 34,000 - 48,000; Full time

Benefits offered by this job

Total Rewards program

Job summary

NFM Lending, Inc. is seeking a detail-oriented Closer in the San Diego area to audit loan files and prepare closing packages. The role requires coordinating with multiple parties to ensure timely and accurate closing documents in compliance with state and federal guidelines.

The ideal candidate will have at least three years of closing experience, strong time management, and excellent communication skills. Some overtime and travel may be needed.

Qualifications

• Three years of loan closing experience required.
• Strong time management abilities.
• Excellent verbal and written communication skills.

Responsibilities

• Audit loan files per company, Federal, and State guidelines for compliance.
• Input and audit loan data to ensure accuracy and completeness of loan files.
• Ensure accuracy and completeness of all closing documentation.
• Review Titles, Contracts of Sale, GFEs, TILs, Homeowners, Appraisals, and Photo IDs.
• Conduct final Compliance Ease check on each loan to ensure compliance with state and Federal High-Cost tests.
• Review all final HUDs before document release and address tolerance violations.
• Collaborate with the Processing/Underwriting team and title company to verify and fulfill conditions before final closing scheduling.
• May require occasional overtime and travel.
• Expected to maintain satisfactory attendance and report to work on time daily.
• Additional tasks as assigned.

Skills

Loan closing experience

Time management

Communication skills

Job description

Job Details: Job Location: San Diego CA CA560 - Encinitas, CA 92024, Position Type: Full Time, Salary Range: $25.00 - $35.00 Hourly, Position Summary:

The Closer is responsible for auditing loan files to prepare Closing documents. The Closer works closely with all involved parties to ensure timely and complete closing packages, demonstrating strong attention to detail and effective communication skills throughout the closing process.

Qualifications

• Minimum three years experience in loan closing
• Proficient time management
• Effective communication skills

Essent

• Audit loan files per company, Federal, and State guidelines for compliance.
• Input and audit loan data to ensure accuracy and completeness of loan files.
• Ensure accuracy and completeness of all closing documentation.
• Review Titles, Contracts of Sale, GFEs, TILs, Homeowners, Appraisals, and Photo IDs.
• Conduct final Compliance Ease check on each loan to ensure compliance with state and Federal High-Cost tests.
• Review all final HUDs before document release and address tolerance violations.
• Collaborate with the Processing/Underwriting team and title company to verify and fulfill conditions before final closing scheduling.
• May require occasional overtime and travel.
• Expected to maintain satisfactory attendance and report to work on time daily.
• Additional tasks as assigned.

ial Job Functions include, but are not limited to:

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, skills, efforts, and working conditions associated with a job.

Working Conditions Information:

The physical demands described here must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is often required to walk; use hands to finger, handle, or operate computers, objects, tools, or controls; and reach with hands and arms. Specific vision abilities this job requires include close vision and the ability to adjust focus.

This job description is not a contract of employment. The employer, in its sole discretion, may modify or adjust the position to meet the organization’s changing needs.

Additional Information:

The range provided reflects the expected compensation for this role and is considered a general guideline. Actual compensation will be decided based on factors such as geographic location, skills, education, experience assessed during the interview process, and internal pay equity. Compensation may also include incentives such as per-file bonuses and discretionary bonuses as applicable to the role.

Qualifying employees are eligible to participate in our Total Rewards program. Additional information can be found by clicking on the following link: Benefits and Total Rewards

• Compensation may also include incentives such as per-file bonuses and discretionary bonuses as applicable to the role.
• Qualifying employees are eligible to participate in our Total Rewards program.
• Additional information can be found by clicking on the following link: Benefits and Total Rewards.

NFM Lending, Inc. is an equal-opportunity employer.

We value diversity and do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

NFM believes success is created by a diverse workforce of individuals with different ideas, strengths, interests, and cultural backgrounds.