Closer II

NFM Lending, LLC; Columbus (OH); On-site; USD 37,000 - 45,000; Full time

Job summary

NFM Lending, Inc. in Columbus, OH is seeking a Closer to audit loan files and prepare closing documents. The role involves coordinating with processors, underwriters, and title companies to ensure timely and accurate closings.

The closer must maintain strong attention to detail and communicate effectively throughout the closing process. Some overtime and travel may be required.

Qualifications

• Minimum three years experience in loan closing.
• Proficient time management.
• Effective communication skills.

Responsibilities

• Audit loan files per company, Federal, and State guidelines for compliance.
• Input and audit loan data to ensure accuracy and completeness of loan files.
• Ensure accuracy and completeness of all closing documentation.
• Review Titles, Contracts of Sale, GFEs, TILs, Homeowners, Appraisals, and Photo IDs.
• Conduct final Compliance Ease check on each loan to ensure compliance with state and Federal High-Cost tests.
• Review all final HUDs before document release and address tolerance violations.
• Collaborate with the Processing/Underwriting team and title company to verify and fulfill conditions before final closing scheduling.
• May require occasional overtime and travel.
• Maintain satisfactory attendance and report to work on time daily.
• Additional tasks as assigned.

Skills

Loan closing experience

Time management

Effective communication

Job description

Job Details: Job Location: Columbus OH OH330 - Columbus, OH 43219, Position Type: Full Time, Salary Range: $27.00 - $33.50 Hourly, Position Summary: The Closer is responsible for auditing loan files to prepare Closing documents. The Closer works closely with all involved parties to ensure timely and complete closing packages, demonstrating strong attention to detail and effective communication skills throughout the closing process.

Qualifications

• Minimum three years experience in loan closing
• Proficient time management
• Effective communication skills

Essent

• Audit loan files per company, Federal, and State guidelines for compliance.
• Input and audit loan data to ensure accuracy and completeness of loan files.
• Ensure accuracy and completeness of all closing documentation.
• Review Titles, Contracts of Sale, GFEs, TILs, Homeowners, Appraisals, and Photo IDs.
• Conduct final Compliance Ease check on each loan to ensure compliance with state and Federal High-Cost tests.
• Review all final HUDs before document release and address tolerance violations.
• Collaborate with the Processing/Underwriting team and title company to verify and fulfill conditions before final closing scheduling.
• May require occasional overtime and travel.
• Expected to maintain satisfactory attendance and report to work on time daily.
• Additional tasks as assigned.

ial Job Functions include, but are not limited to:

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, skills, efforts, or working conditions associated with a job.

Working Conditions Information

The physical demands described here must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is often required to walk; use hands to finger, handle, or operate computers, objects, tools, or controls; and reach with hands and arms. Specific vision abilities this job requires include close vision and the ability to adjust focus.

This job description is not a contract of employment. The employer, in its sole discretion, may modify or adjust the position to meet the organization’s changing needs.

NFM Lending, Inc. is an equal-opportunity employer. We value diversity and do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. NFM believes success is created by a diverse workforce of individuals with different ideas, strengths, interests, and cultural backgrounds.