Claims Representative, Auto Total Loss

Plymouth Rock Assurance; Boston (MA); On-site; USD 50,000 - 80,000; Full time

Job summary

An established industry player is seeking a Total Loss Claims Representative to join their dynamic Auto Claims Organization. This exciting role involves negotiating and settling total loss claims while ensuring compliance with company and state guidelines. The ideal candidate will have a background in property and casualty claims, with strong communication and organizational skills. You'll be part of a supportive team that values your contributions and fosters professional growth. If you're looking to make a meaningful impact in a reputable company that prioritizes service and innovation, this opportunity is for you.

Qualifications

• Experience in property and casualty claims handling is preferred.
• Excellent communication and organizational skills are essential.

Responsibilities

• Negotiate and communicate total loss settlements per guidelines.
• Document all settlements and actions in the claim file system.
• Work with salvage vendors to manage vehicle dispositions.

Skills

Property and casualty claims handling

Communication skills

Organizational skills

Ability to work independently

Teamwork

Education

Bachelor's degree or commensurate work experience

Previous auto claims handling

State Adjusting licenses

Tools

Word

Excel

MS Outlook

Job description

The Total Loss Unit within our Auto Claims Organization is responsible for identifying, negotiating and settling total losses with both insureds and claimants. The Total Loss Claims Representative processes payments and is responsible for the documentation of assigned claims as well as coordinating disposition of the total loss salvage vehicle. He or she is responsible for controlling total loss expenses and salvage recoveries on all total losses assigned.

Responsibilities:

• Negotiates and communicates all total loss and diminished value settlements per company and state guidelines. Multi jurisdictions, including MA, NH, CT, NY, and others as required.
• Understands the total loss evaluation methodology processes with the ability to effectively communicate these to vehicle owners.
• Has a basic understanding of vehicle financing / leasing.
• Reviews damage estimates to confirm vehicles are total losses.
• Documents all settlements and actions in the claim file system.
• Works directly with salvage vendor to move vehicles and obtains salvage bids where necessary.
• Negotiates and settles claims within his/her individual authority. Submits claims for approval to supervisor when over his/her authority or for guidance, review and/or referral when appropriate.
• Escalates claims to supervisor that are not moving in a positive direction.
• Maintains an effective diary system on pending files. Prioritize and handle multiple tasks simultaneously.
• Quickly adjusts to fluctuating workload and responsibilities.
• Keeps involved parties and agents updated on the status of the claim and emerging issues.
• Ensures that service, loss and expense control are maintained at all times.
• Adheres to privacy guidelines, law and regulations pertaining to claims handling.
• Prepares payments to vehicle owners, banks and lease companies.
• This role will report in person to our Boston office, located directly across from South Station.

Knowledge/Skills:

• Property and casualty claims handling experience desired.
• Ability to work independently and in a team environment.
• Excellent oral and written communication skills.
• Excellent organizational skills.
• Proficient in Word, Excel, MS Outlook.

Educational Requirements:

• Bachelor's degree from four-year college or university or commensurate work experience preferred.
• Previous auto claims handling.
• State Adjusting licenses or the ability to obtain them within 6 months of employment.

The Plymouth Rock Company and its affiliated group of companies write and manage over $2.2 billion in personal and commercial auto and homeowner’s insurance throughout the Northeast and mid-Atlantic, where we have built an unparalleled reputation for service. We continuously invest in technology, our employees thrive in our empowering environment, and our customers are among the most loyal in the industry. The Plymouth Rock group of companies employs more than 2,000 people and is headquartered in Boston, Massachusetts. Plymouth Rock Assurance Corporation holds an A.M. Best rating of “A-/Excellent”.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Customer Service, Administrative, and Quality Assurance

Industries

Insurance