Claims Examiner - Property & Casualty Negotiator

Kinsale-Insurance-Company; Richmond (VA); On-site; USD 73,000 - 90,000; Full time

Benefits offered by this job

Competitive pay

Bonus opportunities

Health, dental, vision

HSA contributions

Paid time off

Company holidays

Career growth

401(k) matching

Education reimbursements

Job summary

Kinsale Insurance in Richmond, VA seeks a Claims Examiner to own casualty claims from investigation to resolution. You will analyze liability, damages, and exposure, draft coverage determinations, and communicate decisions to policyholders and brokers.

Net of litigation management, you will collaborate with defense counsel and senior staff to drive fair, timely outcomes. This role emphasizes analytical thinking, negotiation, and strong writing skills, with opportunities for growth, training, and

Qualifications

• Bachelor's degree in business, risk management, or related field.
• Minimum of 2 years of professional work experience.
• Adjuster licenses or industry designations are a plus.
• 1-2 years of experience handling property liability claims is a plus.
• Experience directing investigations and working with defense counsel is a plus.
• Ability to analyze contracts, property damage estimates, and litigation documents is a plus.

Responsibilities

• Manage the full lifecycle of property liability claims.
• Conduct thorough investigations of liability, damages, and exposure.
• Interpret policy coverage and draft coverage correspondence.
• Communicate coverage determinations to policyholders and brokers.
• Negotiate claims to resolution with sound judgment.
• Manage litigated claims and direct defense counsel.
• Support litigation strategy and participate in mediations and trials.
• Maintain accurate, well-documented claim files.

Skills

Analytical thinking

Problem solving

Communication

Negotiation

Decision making

Organization & time management

Collaboration

Cross-functional work

Multitasking

Education

Bachelor's degree in business, risk management, or related field

Tools

Microsoft Office

Job description

Kinsale Insurance in Richmond, VA seeks a Claims Examiner to own casualty claims from investigation to resolution. You will analyze liability, damages, and exposure, draft coverage determinations, and communicate decisions to policyholders and brokers.

Net of litigation management, you will collaborate with defense counsel and senior staff to drive fair, timely outcomes. This role emphasizes analytical thinking, negotiation, and strong writing skills, with opportunities for growth, training, and