Claims Examiner & Liability Specialist — Hybrid/Remote

USLI; Charleston (SC); Ibrido; USD 60.000 - 90.000; Tempo pieno

Vantaggi offerti da questo lavoro

Competitive salary

Performance-based triannual bonuses

Medical benefits for full-time and 80%

Profit-sharing program

Free lunch onsite

450+ personal and professional courses

Descrizione del lavoro

USLI in the United States is seeking a claims professional to evaluate coverage, liability, and damages for each claim, collaborating across teams and with external stakeholders to investigate, negotiate, and resolve claims. You will retain independent adjusters, manage investigations, and apply liability analyses while maintaining reserves and coordinating with underwriting, compliance, and actuarial teams.

This role offers partial remote work and full-time benefits.

Competenze

• Analytical and creative problem-solving capabilities with a focus on liability and damage evaluation.
• Strong oral and written communication skills to effectively interact with all stakeholders.
• Assertive decision-making with effective negotiation and conflict management skills.
• Strong organizational and time management skills to manage multiple priorities efficiently.
• Familiarity with insurance coverage, negligence law, and claim evaluation processes.

Mansioni

• Coverage review: Confirm coverage by reviewing the first notice of loss and policy details; prepare disclaimers and reservation of rights letters as necessary.
• Thorough investigation: Conduct detailed investigations into claims, including liability and damages assessment, witness interviews, scene inspections, and evidence collection.
• Independent adjusters: Retain and provide directions to independent adjusters while managing all aspects of the investigation process.
• Liability analysis: Apply statutory and case law to evaluate liability exposure and ensure joint tortfeasors contribute their fair share.
• Reserve maintenance: Maintain accurate reserves reflecting liability and damages as claims develop.
• File management: Proactively manage claim files, negotiate settlements directly with claimants or attorneys, oversee defense counsel, and ensure effective litigation management.
• Reporting: Prepare comprehensive reserve authority requests, reinsurance reports, serious loss reports, and coverage position letters.
• Cross-team collaboration: Provide updates and collaborate with underwriting, compliance, and actuarial teams to maintain healthy products.

Conoscenze

Problem solving

Communication

Negotiation

Organization

Technical knowledge

Formazione

JD (advantage)

Descrizione del lavoro

USLI in the United States is seeking a claims professional to evaluate coverage, liability, and damages for each claim, collaborating across teams and with external stakeholders to investigate, negotiate, and resolve claims. You will retain independent adjusters, manage investigations, and apply liability analyses while maintaining reserves and coordinating with underwriting, compliance, and actuarial teams.

This role offers partial remote work and full-time benefits.