Claims Examiner or Associate Claims Examiner - Liability Claims

USLI; Stati Uniti; Ibrido; USD 60.000 - 90.000; Tempo pieno

Vantaggi offerti da questo lavoro

Competitive salary

Bonuses (triannual)

Medical benefits (100% for full-time)

Profit-sharing program

Free lunch onsite

400+ professional development courses

Descrizione del lavoro

USLI is hiring for a claims professional responsible for evaluating coverage, liability, and damages across unique claims. The role requires coordinating investigations, directing independent adjusters, and negotiating settlements with claimants or attorneys while maintaining accurate reserves.

The position involves collaboration with underwriting, compliance, and actuarial teams to ensure proper coverage decisions and risk assessment.

Competenze

• Analytical and creative problem-solving capabilities with a focus on liability and damage evaluation.
• Strong oral and written communication skills to effectively interact with all stakeholders.
• Assertive decision-making with effective negotiation and conflict management skills.
• Strong organizational and time management skills to manage multiple priorities efficiently.
• Familiarity with insurance coverage, negligence law, and claim evaluation processes.

Mansioni

• Coverage review and preparation of letters as necessary.
• Conduct detailed investigations into claims, including liability and damages assessment.
• Retain and direct independent adjusters throughout the investigation.
• Apply statutory and case law to evaluate liability exposure.
• Maintain reserves reflecting liability and damages as claims develop.
• Manage claim files and oversee settlements and defense counsel.
• Prepare reserve authority requests and reports to stakeholders.
• Collaborate with underwriting, compliance, and actuarial teams.

Conoscenze

Problem-solving

Communication

Negotiation

Organization

Technical knowledge

Formazione

JD (preferred)

Descrizione del lavoro

About Us

At USLI, we're not just about insurance - we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration, and growth. Here, you'll have the opportunity to shape the future of insurance and make a meaningful impact.

Your Role

You'll play a critical role in evaluating coverage, liability, and damages for each unique claim. You'll collaborate across teams and with external stakeholders to effectively investigate, negotiate, and resolve claims.

Key Responsibilities

• Coverage review: Confirm coverage by reviewing the first notice of loss and policy details; prepare DISCLAIMERS and reservation of rights letters as necessary
• Thorough investigation: Conduct detailed investigations into claims, including liability and damages assessment, witness interviews, scene inspections, and evidence collection
• Independent adjusters: Retain and provide directions to independent adjusters while managing all aspects of the investigation process
• Liability analysis: Apply statutory and case law to evaluate liability exposure and ensure joint tortfeasors contribute their fair share
• Reserve maintenance: Maintain accurate reserves reflecting liability and damages as claims develop
• File management: Proactively manage claim files, negotiate settlements directly with claimants or attorneys, oversee defense counsel, and ensure effective litigation management
• Reporting: Prepare comprehensive reserve authority requests, reinsurance reports, serious loss reports, and coverage position letters
• Cross-team collaboration: Provide updates and collaborate with underwriting, compliance, and actuarial teams to maintain healthy products

What You’ll Bring

• Problem-solving skills: Analytical and creative problem-solving capabilities with a focus on liability and damage evaluation
• Communication: Strong oral and written communication skills to effectively interact with all stakeholders
• Negotiation expertise: Assertive decision-making with effective negotiation and conflict management skills
• Organization: Strong organizational and time management skills to manage multiple priorities efficiently
• Technical knowledge: Familiarity with insurance coverage, negligence law, and claim evaluation processes

Qualifications

• Third Party/Liability relevant experience
• Relevant roles include examiner, adjuster, paralegal, attorney/lawyer, or other transferable experience
• Liability expertise: Multi-jurisdictional knowledge, liability experience, and advanced degrees (e.g., JD) are a plus

Passion and drive can be just as important as experience.

If you're excited about this opportunity, we'd love to hear from you!

Position affords 5 days per month to work remote.

What We Offer

One of the advantages of working at USLI is the competitive salary and benefits program we offer full-time and eligible part-time employees.

• competitive salary
• performance-based triannual bonuses
• medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees
• a profit-sharing program
• free lunch every day while onsite
• more than 450 annual personal and professional development courses

Explore more company benefits

Why USLI?

At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds, and life experiences. We understand the importance of continuous learning, self-reflection, acknowledging our biases, and expanding our perspectives beyond our own. We actively encourage open dialogue on diversity, equity, inclusion, and belonging to support a workplace where every individual feels valued, respected, and empowered to contribute at their fullest potential. Join us in building a diverse and inclusive environment where our shared values drive us toward excellence.