Liability & Coverage Claims Examiner (Remote 5 Days/Month)

USLI; United States; Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive salary

Bonuses (triannual)

Medical benefits (100% for full-time)

Profit-sharing program

Free lunch onsite

400+ professional development courses

Job summary

USLI is hiring for a claims professional responsible for evaluating coverage, liability, and damages across unique claims. The role requires coordinating investigations, directing independent adjusters, and negotiating settlements with claimants or attorneys while maintaining accurate reserves.

The position involves collaboration with underwriting, compliance, and actuarial teams to ensure proper coverage decisions and risk assessment.

Qualifications

• Analytical and creative problem-solving capabilities with a focus on liability and damage evaluation.
• Strong oral and written communication skills to effectively interact with all stakeholders.
• Assertive decision-making with effective negotiation and conflict management skills.
• Strong organizational and time management skills to manage multiple priorities efficiently.
• Familiarity with insurance coverage, negligence law, and claim evaluation processes.

Responsibilities

• Coverage review and preparation of letters as necessary.
• Conduct detailed investigations into claims, including liability and damages assessment.
• Retain and direct independent adjusters throughout the investigation.
• Apply statutory and case law to evaluate liability exposure.
• Maintain reserves reflecting liability and damages as claims develop.
• Manage claim files and oversee settlements and defense counsel.
• Prepare reserve authority requests and reports to stakeholders.
• Collaborate with underwriting, compliance, and actuarial teams.

Skills

Problem-solving

Communication

Negotiation

Organization

Technical knowledge

Education

JD (preferred)

Job description

USLI is hiring for a claims professional responsible for evaluating coverage, liability, and damages across unique claims. The role requires coordinating investigations, directing independent adjusters, and negotiating settlements with claimants or attorneys while maintaining accurate reserves.

The position involves collaboration with underwriting, compliance, and actuarial teams to ensure proper coverage decisions and risk assessment.