CL Senior Property Consultant- South Florida

USI Insurance Services; United States; Remote; USD 80,000 - 120,000; Full time

Job summary

An established industry player is seeking a seasoned insurance professional to provide expert technical support in Commercial Lines. This role involves analyzing and pricing property risks, guiding a Data Analytics team, and negotiating with carrier partners. The ideal candidate will have a deep understanding of commercial insurance and a proven track record in managing large-market accounts. This is an exciting opportunity to enhance client relationships and make impactful recommendations while working in a collaborative environment. If you are ready to take your career to the next level, this position is for you!

Qualifications

• 10 years in a Commercial Lines agency with underwriting experience.
• Strong business and negotiation skills are essential.
• Bachelor’s degree strongly preferred.

Responsibilities

• Provide guidance and development to Data Analytics team.
• Review and improve client property program design.
• Negotiate underwriting terms and pricing with carriers.

Skills

Commercial Lines Insurance

Underwriting

Data Interpretation

Negotiation Skills

Effective Communication

Education

Bachelor’s Degree

Property & Casualty Insurance License

Industry Designation (ARM, CIC, CPCU)

Tools

Microsoft Office

Sagitta

ImageRight

Job description

General Description:Provide expert technical support to clients and members of USI’s Commercial Lines Account Management and Sales Executive teams. Analyze, design, market, price and place property risks. Make fact-based recommendations to clients to solve their most complex insurance issues.

Responsibilities:

• Provide guidance, coaching and development to Data Analytics team.
• Review client property program design, including structure, coverage, limits, deductibles, retention and pricing. Benchmark and make recommendations for improvement.
• Review clients' risk modeling and existing insurance policies and make recommendations for improvement.
• Review and understand client financial statements as part of placement preparation.
• Assess clients’ contractual liabilities and alignment with their insurance policies and make recommendations for improvement.
• Recognize trends and create client-facing summaries modeling policy options.
• Support Sales Executives in providing analysis and proposals for prospective clients.
• Assess and explain clients’ total cost of risk (TCOR). Assess and explain clients’ risk profile using analytical models and resources (i.e. CAT modeling, COPE, Building Valuation, Business Income).
• Assess and communicate financial impact of policy and funding options.
• Price client risks for use in policy placement and negotiation. Complete full pre-underwriting review.
• Negotiate underwriting terms, conditions, and pricing with carrier underwriting partners on behalf of clients.
• Develop strong business relationships with external carrier partners and internal Sales Executivesand Account Management teams. Provide expertise on the London and domestic wholesale markets.
• Work closely with claims and risk control team to develop new loss control strategies, ideas and processes.
• Steer the development of department policies on a national, regional, and local basis.
• Promote and enhance reputation of USI with carriers and prospects.
• Take part in recruiting efforts and train new hires.
• Write and distribute regular client communication on timely topics. Remain close to largest property accounts.

Knowledge, Skills and Abilities:

• 10 years in a Commercial Lines agency with underwriting and technical experience. Bachelor’s degree strongly preferred.
• Must hold or be willing to earn Property & Casualty insurance license.
• Industry designation such as ARM, CIC, CPCU preferred.
• Deep, technical knowledge of commercial insurance. Experience managing and driving results for upper-middle and large-market accounts preferred.
• Strong business, negotiation, and data interpretation skills.
• Effective written and verbal communication skills.
• Comfortable with internet-based programs and Microsoft Office products.
• Knowledge of Sagitta / ImageRight preferred, but not required.
• Willingness to travel 25% to 30% of the time.

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